• Job Description

  Req#: 2024-0016298

  At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

  Job Description

  Our Credit Analyst team

  Our credit analysts are located in seven regional underwriting offices supporting approximately 30 origination offices throughout the country. U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States. We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more.

  What you’ll do

  Our 10-week paid internship will provide you with the foundation on how to conduct analysis of financial statements, assessment of credit requests, and delivery of recommendations tied to analysis and assessment of credit risk. You will receive accelerated learning and skill development through a mix of on-the-job training, mentorship, a community of peers and advisors, and a pathway to our full-time Credit Analyst Development Program upon graduation.

  As a Credit Analyst Intern, you will:

  Get hands-on experience working on projects that impact the business such as:

  • Underwrite, structure and present a new loan opportunity as part of the intern Capstone project.
  • Assist in completing quarterly trending reports (QTR) and annual reviews of existing clients.
  • Support senior credit analysts in underwriting new business opportunities, financial spreading, risk rating loans, and calculating various financial metrics.
  • Measuring, monitoring, and testing a wide variety of financial covenants as specified within credit approval documents.
  • Reading and interpreting relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system.
  • Analyzing financial statement results and preparing reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration.
  • Interacting with clients as appropriate; attending meetings with companies in the supported portfolio.

  Develop technical and business acumen through training, mentorship, and exposure to senior executives.

  Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops.

  Who we’re looking for

  We’re looking for talent with demonstrated leadership capabilities, strong work ethic, and intellectual curiosity.

  Basic qualifications:

  • Pursuing a bachelor’s degree with a target graduation date of December 2025 or May 2026
  • Basic understanding of Financial/Accounting terms, concepts, and applications
  • Ability to start internship program on June 9th, 2025

  Preferred qualifications:

  • GPA of 3.0 or above
  • Strong written and verbal communication skills
  • Well-developed analytical skills
  • Acute attention to detail
  • Ability to work well under pressure and time constraints
  • Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility
  • Ability to work well under pressure and time constraints
  • Effective oral and written communication skills
  • Proficient in Word, Excel, and PowerPoint

  Working model and hours:

  This role is hybrid. Interns who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days.

  Interns work approximately 40-hours each week during the internship.

  Internship benefits

  • Meaningful, hands-on work that impacts the business
  • Networking opportunities with senior leadership, U.S. Bank team members, and interns
  • Potential for a fulltime offer upon graduation into a development program

  If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

  Benefits:

  Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

  EEO is the Law

  U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

  E-Verify

  U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

  The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $22.02 - $29.38 - $32.32

  U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

  Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

  U.S. Bank accepts applications for this position on an ongoing basis.

• About the company

  US Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware.

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