Capitec Bank
Account Analyst: Staff Banking
PayCompetitive
LocationSandton/Gauteng
Employment typeFull-Time
This job is now closed
Job Description
- Req#: 33276
- To provide support for day to day operations and maintenance of the staff banking portfolio by being a central office-bound contact point for staff service queries/ requests and assisting in the preparation of credit applications and loan documentation, including opening of accounts.
- Previous general banking experience of at least 1-3 years
- Experience in a role involving collation and verification of information
- Experience of working on a management system
- Experience in frontline customer consulting (in the personal market) and back office account support roles, to understand how to deal with the client as well as to understand how to process credit applications and customer queries.
- Knowledge and understanding of credit principles and assessments
- Understanding of different types of income and expenditure
- General administration/office practices processing credit applications
- Good knowledge of general banking practices and procedures.
- Knowledge of Credit principles and practices, including an understanding of credit application, securities and lending criteria.
- A good working knowledge of the Financial Intelligence Centre Act (FICA).
- Experience preferably gained in a business banking environment
- Experience in a role processing credit applications
- Understanding of legal entities governing the business environment
- Knowledge of interpreting and analysing financial balance sheets and ratios pertaining to clients Knowledge and understanding of the features, benefits and value propositions of the respective Capitec product/service offerings.
- Knowledge of administration processes and procedures pertaining to staff banking transactions.
- Working knowledge of multi-level products available and pricing structures
- National Certificate in Accounting - Financial Accounting or Credit Management
- Bachelor's Degree in Accounting - Financial Accounting or Credit Management
Apply by:
We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
1. To see what life at Capitec is all about and complete a short assessment, please click here !
2. Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
Experience
Minimum:
Ideal:
Qualifications (Minimum)
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- Knowledge and understanding of credit principles and assessments
- Understanding of different types of income and expenditure
- General administration/office practices processing credit applications
- Good knowledge of general banking practices and procedures.
- Knowledge of Credit principles and practices, including an understanding of credit application, securities and lending criteria.
- A good working knowledge of the Financial Intelligence Centre Act (FICA).
Ideal:
- Knowledge of interpreting and analysing financial balance sheets and ratios pertaining to clients Knowledge and understanding of the features, benefits and value propositions of the respective Capitec product/service offerings.
- Knowledge of administration processes and procedures pertaining to staff banking transactions.
- Working knowledge of multi-level products available and pricing structures
Skills
- Administration Skills
- Attention to Detail
- Analytical Skills
- Communications Skills
- Problem solving skills
- Decision making skills
Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.