• Job Description

  Req#: 2300007665
  !*!

  Role Responsibilities

  • Conducting Due diligence (CDD) for corporate clients, as part of the business-wide Anti-Money Laundering (AML) Compliance remediation process
  • Analyzing accounts and client information according to prescribed internal control policies and procedures
  • Identifying and produce information required to satisfy the Bank’s KYC due diligence policies and processes
  • Executing and reviewing negative media alerts from client screening and escalate where necessary
  • Packaging client due diligence research and documentation for review by Relationship Managers
  • Bespoke arrangements for high-risk clients
  • Provide suggestion to streamline and innovate processes to improve client efficiency

  Strategy

  • Targeted Improvements
  • Act as a service partner, work together with RMs, Product Sales, Operations and other key internal stakeholders to solve client channel issues and identify opportunities to improve overall service for the clients
  • Ensure uniform approach towards implementation of Global IMO Model and adherence to DOIs
  • Deliver excellent service against agreed service standards, delivery standards, and minimal error rates as appropriate

  Business

  • Provide credit documentation support for the deals flowing from Corporate & Institutional Banking (“CIB”), Commercial Banking (“CB”) and Business Banking (“BB”) client’s business sector
  • Provide second level client support to resolve technical operating problems by conducting investigations, rectifying errors, including phone, email and on-site training and support
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
  • Develop and maintain rapport with business stakeholders e.g. Transaction Banking (TB) Implementation Managers, Product managers, Relationship and client managers as well as GBS Hub teams (cross functional) for superior onboarding and ongoing support to all clients
  • Adhere to first-time-right principles
  • Provide insight and suggestions to improving processes, identifying opportunities to streamline and automate
  • Undertake ad-hoc duties and when delegated by Line Manager and Country Head of IMO

  Processes

  • Client Due Diligence (CDD) and Regulatory Onboarding
  • Perform all relevant onboarding processes
  • Creation of CDD for New Clients & Review of CDD for Existing Clients and perform regulatory onboarding (e.g. FATCA, CRS) activities
  • Respond and clear queries from Checkers / Specialists / Business CRM on a timely manner
  • Work in partnership with all relevant stakeholders effectively within the end-to-end CDD process
  • Troubleshoot difficult cases with the relevant stakeholders. Proactively identify potential issues/ concerns and escalate to management for attention/ support.
  • Generate daily / fortnightly / monthly reports for Senior Manager/ Business Head
  • Scan, upload and correctly tag documents per global documentation standards
  • Be the librarian & soft copy custodian for CDD related documents

  People & Talent

  • Provide effective orientation /guidance to new Joiners on the bank’s policies/procedures/processes to ensure their successful assimilation into the team and the bank
  • Develop and implement a personal learning plan with team manager to attain necessary competencies
  • Successfully complete milestones as laid out in implemented personal learning plan

  Risk Management

  • Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role remit
  • Comply with applicable Money Laundering Prevention Procedures and report any suspicious activity to the operational risk manager and Line Manager
  • Ensure a clear and uniform approach towards implementation of the global operating model for all IMO-related processes, and adherence to DOIs
  • Report any deviation (if any) to appropriate authorities and obtain proper dispensations
  • Proactively manage risks and establish/monitor controls to improve the overall state of the risk management and operating framework
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

  Governance

  • Ensure strong due diligence on document safekeeping and data confidentiality
  • Ensure correctness of documentation prior to any dispensation from the Bank
  • Ensure compliance with the internal policies and credit policies, external policies, regulatory and statutory requirements
  • Undertake periodic self-assessment on key controls to assess the proper functioning and adequacy of existing controls
  • Highlight significant issues/errors to team leader

  Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group’s Valued Behaviours and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Achieve the outcomes set out in the Bank’s Conduct Principles: Financial Crime Prevention; The Right Environment.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

  Key stakeholders
  Internal

  • Country IMO Head, Client Delivery Managers, Specialists, other Makers, and Checkers
  • Control Governance Managers and Specialists
  • GBO Hub teams and In-country CET teams
  • Account Opening Teams
  • Front Office (RMs, CMs, CCMs)
  • Lending Documentation Unit
  • Commodities Transaction Management Unit
  • Business CRM
  • Business Operational Risk Manager
  • Client Documentation and Control

  Other Responsibilities

  • Embedding Here for good and the Group’s brand and valued behaviours in the Integrated Middle Office team
  • Performing other responsibilities assigned under Group, Country, Business or Functional policies and procedures

  Our Ideal candidates

  • Minimum 5 years of relevant experience is required
  • Meticulous; able to work quickly and accurately
  • A team player with good interpersonal skills
  • Strong drive to deliver
  • Problem solver; looks for solutions and finds ways to progress despite blockages
  • Ability to work independently and able to cope with pressures from tight deadlines
  • Good writing and presenting skills in English

  Role Specific Competencies

  • Manage Conduct
  • Manage Risk
  • Manage People
  • Operational
  • Ability to work independently and able to cope with pressures from tight deadlines
  • Good writing and presenting skills in English

  Process Management

  • Onboarding (CDD and Regulatory Onboarding)
  • Credit Documentation
  • Enablement (Account Opening & Channels Activation)
  • Servicing (Static Data Maintenance, Offboarding)

  About Standard Chartered

  We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
  Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

  In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
  • Flexible working options based around home and office locations, with flexible working patterns
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

  Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

  Visit our careers website www.sc.com/careers

• About the company

  Read our interaction guidelines: https://www.sc.com/en/interaction-guidelines.html

Notice