• Job Description

  Req#: R-0000062251

  Come Work with Us!
  
  At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.
  
  Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

  Job Title

  Associate Director, Credit Structures

  Job Description

  What is the opportunity?

  The Associate Director, Credit Structures, is a specialized role within RBC Private Banking. You will deliver on the RBC promise of superior client service through efficient and dedicated support to the Directors, Credit Structures, in information gathering, credit structuring, deal negotiation, risk approval, and loan closing, in order to complete structured credit transactions for some of our largest and most complex transactions and clients.

  What will you do?

  • Support the Directors, Credit Structures, in delivering high-end relationship management and advice to high net worth Canadians, including ongoing relationship building with Private Bankers and the Private Banking Credit Structures team
  • Be a center of expertise for the Private Banking Credit Structures team for various lending products on the Private Banking platform
  • Partner with Private Bankers, Directors, Credit Structures, and Managers, Credit Structures, to gather all relevant information to conduct annual credit reviews of borrowing relationships within the Private Banking complex credit book within required deadlines
  • Leverage tools, resources, and materials related to lending practices and products to support advice and recommendations
  • Underwrite and process complex and customized credit transactions from start to finish with exceptional turnaround capabilities
  • Establish credibility and build and maintain positive, professional relationships with Group Risk Management by presenting comprehensive, high quality, and well-structured credit requests for approval

  What do you need to succeed?

  Must-have

  • University degree in related field (Commerce, Finance, etc.)
  • Excellent communication skills in English, both verbal and written
  • Strong lending experience including the ability to formulate creative lending solutions, build effective loan structures, and complete detailed analyses of complex financial statements
  • Strong client focus and negotiation skills
  • Ability to manage strict deadlines in a demanding, fast-paced environment

  Nice-to-have

  • Experience in Commercial and/or Capital Markets, including lending and account management or risk management
  • Good working knowledge of Excel and financial modeling

  What’s in it for you?

  We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Opportunities to do challenging work
  • Ability to make a difference and lasting impact

  Job Summary

  Address:

  TORONTO, Ontario, Canada

  City:

  CAN-ON-TORONTO

  Country:

  Canada

  Work hours/week:

  37.5

  Employment Type:

  Full time

  Platform:

  Personal and Commercial Banking

  Job Type:

  Regular

  Pay Type:

  Salaried

  Posted Date:

  2023-06-16

  Application Deadline:

  2023-06-30

  Inclusion and Equal Opportunity Employment

  At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
  
  We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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  Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at rbc.com/careers.

• About the company

  Royal Bank of Canada (RBC), is a diversified financial services company. The Company provides personal and commercial banking, wealth management services, insurance, investor services and capital markets products and services on a global basis. The Com...

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