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Job Description Summary

Job Description

JOB TITLE: Securitisation Product Origination

SALARY: Competitive

LOCATION(S): London

HOURS: Full Time

About this opportunity

You’ll be part of a client facing origination, structuring & execution team with a long-established position of prominence in the UK and broader European securitisation markets, specialising in mortgage related financing.

Within Lloyds Bank Corporate Markets (LBCM), the Securitised Products Group (SPG) team are currently looking for an Associate Director to join them. The Securitisation team are part of the Lloyds Bank Corporate Markets (LBCM) Capital Markets business and is based in London and New York. You’ll be part of a team that structures, markets and distributes asset backed securities transactions globally for financial and corporate clients as well as providing both syndicated and bilateral asset-backed funding and derivatives to financial and corporate clients.

You’ll support Lloyds’ clients across the Financial Institutions (FI) sector predominantly focused on mortgages, autos, consumer credit and also extending to other asset classes regularly originated by bank and non-bank financial originators. You’ll be liaising with team members and the client coverage function along with other teams in the Capital Markets business to identify opportunities for Lloyds in the FI space.

You’ll manage agency and balance sheet transactions through the cycle: origination, structuring, execution and ongoing risk management, working on all aspects of the transaction including a focus on managing rating agency / cash flow modelling as part of Arranger and securitisation lending mandates. This also includes producing pitch books and marketing materials regularly and actively involved in origination.

From building a truly sustainable business to creating a place where people love to work, we need colleagues who are up for the challenge of our bold ambitions. Who are excited to push boundaries and make change happen. Together, we can grow with purpose.

What you’ll need

• Some origination, structuring and execution experience, in a securitisation team within a financial institution or in an equivalent setting.
• Ability to build relationships and effectively manage a variety of stakeholders.
• Strong communication and analytical skills coupled with a collaborative approach to client delivery.
• Be organised as well as have the ability to manage and prioritise multiple deliverables in a timely and effective manner.

And any experience of these would be really useful

• Familiar with optimisation techniques and proficient in Excel with additional experience of cash flow modelling in Intex, VBA, SQL and MatLab.

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.

We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.

And it’s why we especially welcome applications from under-represented groups.

We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the thought of becoming part of our team, get in touch.
We’d love to hear from you.

This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks

As a certified colleague your details will be published on the FCA’s Financial Services Register

This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook

The Person (“P”) performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.

If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.