• Job Description

  Req#: BUSIN002315

  SUMMARY

  The Business Banking Underwriter II will analyze and make credit recommendations in accordance with Riverview Bank’s policies and Federal regulations. This position may also approve credit requests within specified approval limits. Business Banking offers a full range of products and services to businesses which include equipment loans, practice finance loans, line of credit, real estate loans and treasury management services. Goal is to create a “best in class” loan origination process in response time and accuracy. Ensure excellent customer service for internal teams and for business customers.

  The salary for this role will be between $77,037 and $112,475. The specific salary offered will depend on several factors including but not limited to applicant’s skills and prior relevant experience. Hired candidate may be eligible for healthcare benefits, 401K plan, short term & long-term disability coverage, life insurance, vacation & sick time, educational assistance, and several holidays. Certain roles are eligible for additional rewards

  ESSENTIAL DUTES:

  • Complete cash flow, capital and collateral analysis for credit requests and properly structure business banking loans and lines of credit
  • Perform quality control review of business entity documents for appropriate signing authority and lending authorities
  • Utilize bank systems for loan processing and completion of loan proposal
  • Use developed analytical and problem-solving skills
  • Strong understanding of financial accounting and analysis
  • Knowledge of cash flow management and business credit underwriting
  • Recommend and approve credits within assigned lending limit
  • Complete underwriting, recommend/approve, and communicate credit decisions within approved timeline benchmarks to Relationship Managers
  • Supports Business Banking production by managing a pipeline of credits and prioritizing incoming credit requests and tasks
  • Maintain working knowledge and stay current on lending and other bank policies
  • Other duties as assigned to support line of business and job family
  • Completion of assigned training with satisfactory results.

  QUALIFICATIONS

  To perform this job successfully, an individual must be able to perform all essential duties. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  EDUCATION AND EXPERIENCE

  • Bachelor's Degree or equivalent relevant experience
  • 4 years’ experience in business banking, commercial lending, portfolio management, underwriting or credit analysis
  • Experience as a business credit underwriter in a credit scoring business lending center, or equivalent experience preferred
    
    

  SKILLS

  • Proficiency in MS Office products (Word, PowerPoint, and Excel)
  • Excellent communication skills (written & verbal)
  • Strong interpersonal & relationship building skills
  • Demonstrates understanding & knowledge of accounting principles, financial statements, & marketing practices
  • Demonstrates strong ability to analyze, review and underwrite business loan applications and related credit products

  PHYSICAL DEMANDS

  While performing the duties of this job, the employee is regularly required to effectively communicate via phone/video, messaging, and email. The employee is required to use computer and office equipment such as a computer, printer, copier, as well as computer software such as Microsoft Office. You may also frequently be required to occupy a workstation for long periods of time.

  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.

  Riverview Bank does not accept unsolicited resumes from any third party staffing agencies and/or search firms for any job postings.

  Third parties are not authorized to submit profiles, applications, or resumes to this site or to any Riverview Bank employee. Any such submissions, Riverview Bank will not be responsible for any fees related to unsolicited resume submissions without written consent from the Talent Acquisition Team. Including, but not limited to the candidate hired for a position.

  Qualifications

  Education

  Required

  Bachelors

  Years Exp 4

  or a combination of education and experience

  Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
  This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

• About the company

  In 1923 a small group of passionate citizens from Camas, Washington founded Clarke County Savings & Loan Association, serving their loyal customers for over 40 years and offering respectful, personal service. Now Riverview has 18 locations througho...

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