• Job Description

  Req#: 23695413

  Global Risk Review (GRR) provides independent, objective, reliable, valued and timely assurance to the Citigroup (Citi) and Citibank NA (CBNA) Risk Management Committees of the respective Boards of Directors (collectively, the “Boards”), the Citi Chief Risk Officer (CRO), the CBNA CRO, senior management and regulators over the effectiveness of credit and collateral risk management and the ability of the Business and independent Risk Management to identify, monitor and mitigate current and emerging risks. Within GRR, the Fundamental Credit Risk (FCR) function provides an independent review and challenge of credit risk management.

  The Credit Review Senior Officer - Wholesale is responsible for independently managing all aspects of his or her assigned Review Entities. Responsibilities include execution of Business Monitoring and Reviews in accordance with the FCR Manual, monitoring and evaluation of Institutional Clients Group, Citi Private Bank, and Citi Commercial Bank portfolios, strategies, and credit risks, assessment of the effectiveness of credit risk management of assigned businesses, proposal of pragmatic solutions to risk and control issues, and maintaining ongoing contact with a Review Entity’s management through continuous Business Monitoring and corrective action follow-up where applicable.

  Key responsibilities:

  • Management of regional FCR Review Entities through quarterly Business Monitoring and periodic Reviews
  • Assessment of the quality of assigned portfolios and relationships, including identification and evaluation of emerging risks
  • Assessment of the quality and adequacy of credit analysis and exposure analysis as well as accuracy and appropriateness of risk ratings and classifications of corporate, commercial and high-net worth relationships
  • Assessment of the effectiveness of the credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvements
  • Assessment of Business and Risk staffing levels to determine the effects on assigned Review Entities
  • Preparation of Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and Review Guides
  • Approval of relationship-level file testing prepared by FCR Credit Risk Analysts and Guest Reviewers
  • Evaluation of the appropriateness of Corrective Action Plans resulting from Reviews or Business Monitoring, and subsequent validation of the effectiveness of the same after implementation by the Business
  • Accountability for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Fundamental Credit Review Reports created for the assigned Review Entities
  • Support Credit Review Team Manager, Region Head and Global Head of Wholesale Credit Review on regional and/or global tasks
  • Proactive communication to Credit Review Team Managers, Region Head and GRR Senior Management of any concerns and/or emerging risks that may jeopardize the assigned Review Entities
  • Travel Required (15% to 50% depending on Region)

  Knowledge/Experience:

  • MUST have Corporate or Commercial banking experience – real estate/Mortgage experience only will not be considered for this role

  • Demonstrable financial services experience including 8+ years of credit experience in corporate, commercial banking
  • Work experience in Banking, Finance, Accounting, Economics, Business Administration or similar with credit or financial statement analysis experience.
  • Good knowledge of capital markets products, including derivatives
  • Expert in risk analysis and risk management processes for one or more products and lending areas.
  • Fully conversant in credit policy matters with proven sound judgment
  • Regulatory experience or relevant experience in a similar role at another institution is desirable

  Skills/Competencies:

  • Advanced analytical skills, with the ability to identify root causes and trends and anticipate horizon issues
  • Strong project management skills, with the ability to coordinate and manage large review teams
  • Ability to recognize emerging risks, including operational risk.
  • Proven ability to build and maintain relationships and exert influence without direct authority.
  • Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Proficient in Microsoft Office (Word, Excel, and PowerPoint)
  • Knowledge of Citi's organization and systems preferred.
  • Language skills preferred, depending on region

  Qualifications:

  • BA/BSc or higher in business, finance, or a related field
  • Senior Credit Officer qualification preferred

  
  

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  Job Family Group:

  Risk Management

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  Job Family:

  Credit Review Risk Management

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  Time Type:

  Full time

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  Primary Location:

  Irving Texas United States

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  Primary Location Salary Range:

  $144,480.00 - $216,720.00

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  Citi is an equal opportunity and affirmative action employer.

  Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

  Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .

  View the "EEO is the Law " poster. View the EEO is the Law Supplement .

  View the EEO Policy Statement .

  View the Pay Transparency Posting

• About the company

  While we're a global bank, our mission is simple: We responsibly provide financial services that enable growth and economic progress. We strive to earn and maintain the public's trust by constantly adhering to the highest ethical standards. We ask our colleagues to ensure that their decisions pass three tests: they are in our clients' interests, create economic value, and are always systemically responsible. When we do these things well, we make a positive financial and social impact in the communities we serve and show what a global bank can do.

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