• Job Description

  Req#: 25015139

  At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

  Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

  Business Unit/Role Specific Information

  The Credit and Fraud Risk (CFR) Organization within American Express helps drive profitable business growth by reducing the credit & fraud risk and maintaining our customers’ confidence in the security of the products. Credit and Fraud Risk makes the right credit and fraud risk decisions that uphold operational excellence, drive growth, and accelerate innovation . It utilizes an array of tools and ever-evolving technology to detect and combat risk, minimize the disruption of good spending, and provide world class customer experience

  The Risk Products team of Credit and Fraud Risk, brings risk strategies to life by enabling customer focused capabilities for Card and Non-Card products. You will collaborate with partners in other Risk teams, Marketing, Finance, Servicing, Legal/Compliance, Banking, and Technologies to create world-class analytical capabilities and solutions to minimize credit and fraud risk and improve customer experience.

  How will you make an impact in this role?

  • Defines a clear and innovative product vision, create and execute product roadmap, communicates thoroughly with stakeholders
  • Support development of next generation software products and solutions to solve risk management needs using the latest tools and technologies .
  • Collaborate with multiple risk strategy partners, technology teams and other product teams to build & iterate on products that directly impact millions of customers and prospects.
  • Manage the implementation of risk products, drive global, reusable & configurable design, prioritization, rationalization/globalization, feature development, testing, integration, and product launch using low-code tools.

  As an intern your day-to-day responsibilities can include:

  • Coordinate calls with cross-functional teams to help define product features, user stories and business requirements.
  • Host daily stand-up meetings with technology partners and resolve any issues that arise during development
  • Analyze data to assess products’ performance and make data-driven decisions regarding the product’s future state.
  • Participate in team meetings, planning sessions, build relationships, and gather insights across business functions.
  • Create decks, product requirement documentation, and status updates for leadership
  • Share insights, gather feedback, and provide recommendations to leaders through presentation or reports.

  This intern will have the opportunity to tackle a high-impact project aligned to our most pressing strategic and operational priorities such as but not limited to :

  • I dentify , design, and solution reusable/global components within the risk product ecosystem
  • Support discovery of current state product & create a s olution to eliminate existing inefficiencies/pain points
  • Analyze end-to-end core product delivery process to optimize operating model and produce best practice documentation for product development teams.

  Minimum Qualifications

  • Currently enrolled in full-time bachelor’s degree program
  • Bachelor’s degree candidates with an expected graduation date between December 2026 and June 2027

  Preferred Qualifications

  • Demonstrated interest in digital technologies and customer-driven design
  • Independent thinker who’s organized, has great attention to detail, and can multi-task
  • Strong analytical, problem-solving/quantitative skills
  • Willing to take risks, experiment, and share fresh perspectives
  • Proficient in analytical and presentation tools, including Excel and PowerPoint

  Salary Range: $24.05 to $63.00 hourly + sign-on bonus

  The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

  Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

  We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • • Competitive base salaries
    • Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
    • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
    • Free and confidential counselling support through our Healthy Minds program
      Career development and training opportunities

  For a full list of Team Amex benefits, visit our Colleague Benefits Site .

  American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

  We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

  US Job Seekers - Click to view the “Know Your Rights ” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

• About the company

  At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day.

Notice