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Job Description
- Req#: 3023 302
- Initiate outbound contact and negotiate repayment with members who have delinquent shares/loans through various communication channels to make repayment arrangements on the negative or delinquent obligation. Ensures proper policies, procedures, risk mitigation activities, and operating controls are followed. Reports gaps in policies, procedures, and operating controls to leadership to ensure member impact and risk is mitigated.(50%)
- Responsible for handling inbound calls from members and partners who are dealing with a collection related issue. (25%)
- Responsible for determining if additional collection efforts are required to cure the account. I.E. repossession recommendation, determine if the account is eligible for off-set, foreclosure, charge-off, etc. (10%)
- Determines member eligibility and authorizes loan modifications such as deferments and due date changes and recommends due date advances and workout loans to management on a case-by-case basis. (10%)
- Utilizes various skip-tracing tools to obtain actionable contact information on members with delinquent accounts. (5%)
Becoming part of our Collection team - YOU will be assisting others to achieve a better financial well-being! Do you enjoy the art of negotiation? Enjoy speaking with others over the phone? Have previous experience in collections or call center? If so, this may be the position for you!
This Collector Position is responsible for the collection of delinquencies on consumer loans, student loans, and negative accounts. An important element of this position is successfully negotiating repayment with members to resolve their delinquency in a timely manner. The timely resolution of delinquent accounts is critical in preventing further collection efforts on member accounts.
About the company
Wright-Patt Credit Union is a US credit union or financial cooperative headquartered in Beavercreek, Ohio.
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