• Job Description

  Req#: 3456174

  Position Summary:
  Rhinebeck Bank is seeking a Commercial Lender to develop strong customer and community relationships while representing our bank with professionalism. This role focuses on delivering exceptional customer service, growing our commercial loan and mortgage portfolios, meeting or exceeding sales goals, and generating new business opportunities.

  Essential Job Functions:

  • Develop and maintain key relationships with centers of influence to promote Rhinebeck Bank’s products and services, increasing referral opportunities.

  • Actively manage a portfolio through ongoing customer contact, cross selling all bank products, and delivering superior customer service.

  • Meet with complex and large commercial customers to screen loans, decide loan pursuit, structure loans that protect the bank’s interests, and adhere to all bank policies.

  • Prepare detailed loan presentations addressing credit quality, collateral, cash flow, debt service, character, and other relevant borrower considerations.

  • Maintain thorough knowledge of Rhinebeck Bank subsidiaries, products, services, competitors, industry trends, and commercial credit.

  • Utilize RB Connect CRM system to track prospecting, relationship management, and sales activities ensuring accountability and pipeline visibility.

  • Provide exceptional client service to ensure high customer satisfaction and retention, proactively managing relationships and resolving issues efficiently in coordination with specialized business partners.

  • Assist in the development of new tools, products, and marketing coordination.

  • Complete weekly updates to Commercial Top Ten Reports, Commercial Pre-Pipeline, and goal planning reports using Sageworks LOS and RB Connect CRM systems.

  • Monitor and improve personal skills including computer proficiency.

  • Represent Rhinebeck Bank positively at community functions to support visibility and reputation.

  • Stay informed on banking industry trends, commercial loan market, economic conditions, and competitor offerings.

  Education & Experience:

  • Bachelor’s degree in Business Administration, Finance, Accounting, or related field.

  • 5-10 years of commercial lending experience.

  • Valid driver’s license required.

  What We Offer:

  • Competitive Pay: $110,000 - $145,000 per year, based on experience.

  • Benefits Package: 20 days of paid time off, generous 401(k) match, and Rhinebeck Bank stock.

  • Training & Development: Comprehensive 5-week training program including hands-on, classroom, and webinar learning.

  • Mentor Program: Experienced staff support to help you grow your career.

  • Volunteerism: Paid volunteer hours to contribute to the community.

    Why Rhinebeck Bank?

    Since 1860, Rhinebeck Bank has been a cornerstone of the Hudson Valley community. We pride ourselves on being personally involved in our business, our customers’ financial success, and our local charitable organizations. Our dedicated team is committed to delivering the best customer service and fostering strong community connections. Join us and become a part of something that truly makes a difference.

    Equal Opportunity Employer

    Rhinebeck Bank is an Equal Opportunity / Affirmative Action Employer. We do not discriminate based on race, color, religion, sex, national origin, veteran or disability status, sexual orientation, gender identity, transgender status, or any other characteristic protected by applicable law.

• About the company

  We offer all the personal and commercial banking products you need in addition to a great online banking experience. Rhinebeck Bank has been around for quite a while… over 153 years as a matter of fact. In June 2012, Rhinebeck Bank earned the dist...

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