• Job Description

  Req#: 126185

  End Date

  Thursday 30 January 2025

  Salary Range

  £81,999 - £91,110

  We support flexible working – click here for more information on flexible working options

  Flexible Working Options

  Hybrid Working, Job Share

  Job Description Summary

  .

  Job Description

  JOB TITLE: Commodities and Structuring Product Manager

  LOCATION: London

  SALARY: Competitive package

  HOURS: Full time

  WORKING PATTERN: Our work style is hybrid, which involves spending at least two days

  per week, or 40% of our time, at one of our office sites.

  About this opportunity

  The Trade and Working Capital team provides commercial banking solutions to businesses of all sizes, in the UK and internationally. These solutions are grounded in an in-depth understanding of clients, a passion for enabling businesses to efficiently handle their liquidity, complete payments, mitigate their risks, fund trade flows and support growth.

  We’re looking for an individual who is experienced in commodities and structured Trade Finance products to work in a team of product specialists within the business. You will be working with the Product Director in structuring, underwriting and managing the product suite, while also ensuring alignment to core regulatory requirements and compliance policies and delivering great customer outcomes.

  You’ll work with a high energy team of product specialists, as well as key partners in other areas of the bank, to unlock growth whilst championing an environment of diversity and customer centric innovation, promoting new ways of working to deliver our broader purpose – Helping Britain Prosper.

  Role Accountabilities

  • Design and develop trade commodity finance products while ensuring compliance with the bank's internal product governance policies.
  • Develop product and pricing strategies in line with overall group policy and regulations.
  • Monitor product performance and market trends to identify opportunities for enhancement and innovation.
  • Support the sales team in structuring complex Trade transactions and provide ad-hoc training as required.
  • Ensure products comply with relevant regulations and internal policies.
  • Collaborate with a wide range of internal and external stakeholders to ensure we deliver the best solutions for our clients.
  • Provide training and support to sales teams to effectively market trade finance products
  • Work closely with Transaction risk management team to assess and mitigate risks associated with trade finance products
  • Conduct market research to stay abreast of industry developments and competitor offerings

  About us

  We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to

  innovative projects, fresh possibilities, and countless new ways for our people to work,

  learn, and thrive.

  What you’ll need

  • Evidenced, relevant experience in trade finance, with a focus on commodity finance products.
  • Proven track record in product development and management in financial services.
  • Strong understanding of trade finance instruments and commodity markets.
  • Excellent analytical and problem-solving abilities.
  • Effective communication and interpersonal skills.
  • Ability to work collaboratively across departments and with external partners.

  About working for us

  Our focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We’re committed to creating a consciously inclusive workplace where our colleagues can be themselves, thrive and perform at their best.

  We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

  As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so. This could include flexibility with regards to office attendance, location, and working pattern.

  We’re proud to be a Disability Confident Leader. If you have a disability, you can also apply via our Disability Confident Scheme (DCS). Through the DCS, we guarantee to interview a fair and proportionate number of applicants with a disability, whose application meets the minimum criteria for the advertised job role.

  We also provide adjustments that are reasonable throughout the recruitment process to reduce or remove barriers for applicants with a disability, long-term health condition or neurodivergent condition. If you’d like an adjustment to the recruitment process just let us know!

  We also offer a wide-ranging benefits package, which includes:

  • A generous pension contribution of up to 15%
  • An annual bonus award, subject to Group performance
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 30 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies

  This is a once in a career opportunity to help shape your future as well as ours.

  Join us and grow with purpose!

  At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

  We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

  We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

• About the company

  For over 250 years we’ve been making a difference to the lives of customers, businesses and communities. Today, we're still driven by our purpose of helping Britain prosper. We're part of an ever-changing industry and are currently on a journey to shape the financial services of the future, whilst supporting our customers’ changing needs. The scale and reach of our Group means we can offer a broad range of opportunities to learn, grow and develop. Our values-led culture and approach to inclusion and diversity means we can all make a real difference together.

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