• Job Description

  Req#: 2065684

  Description

  POSITION SUMMARY:

  During this internship you will learn how to gather and analyze credit information on current and potential borrowers; determine the advisability of granting credit for diversified types of loans; assist loan officers in writing loan requests; promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

  PRIMARY RESPONSIBILITIES:

  • Performs pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends.
  • Gathers data from customers, internal and outside sources; prepares spreadsheets and analyzes financial information including financial statements and tax returns; obtains additional information and clarification of data.
  • Compiles data from credit bureaus, conducts industry peer comparisons, and performs cash flow analyses and other such tasks and comparisons.
  • Obtains sufficient information and/or documentation from customers; solves problems relative to processing and servicing of loans.
  • Checks pledged assets.
  • Develops knowledge of financial industry, economy, market conditions, rates, vendors and competition.
  • Reinforces the application of superior customer service through his or her own example along with appropriate follow through with involved customers and employees.
  • Communicates with Ag/Commercial Bankers regarding covenants and monitoring
  • Treats people with respect; keeps commitments; Inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
  • Assures compliance with all Bank policies, procedures and processes, and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities that are specific to the position.
  • Completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the Bank through outside activities.
  • Performs other duties as assigned.

  
  

  Requirements

  • Must be a current student pursuing a Bachelor’s degree or higher from an accredited college or university in Business Administration or related field.
  • Must possess a minimum or 3.0 (out of a 4 point scale) overall GPA
  • Junior or Senior classification preferred
  • Strong written and verbal communication skills required
  • Strong analytical, quantitative, and problem solving skills required
  • Must be detail oriented and able to prioritize tasks
  • Must be able to work independently or in a team setting

  
  

• About the company

  At CCFBank, we strive to deliver excellence while developing personal relationships meeting your financial objectives, to be your trustworthy partner to provide financial products and solutions and provide financial education for the communities we serve.

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