Mizuho

Credit Analyst, Japanese-English bilingual


PayCompetitive
LocationChicago/Illinois
Employment typeFull-Time

This job is now closed

  • Job Description

      Req#: R4762

      This role requires a hybrid work arrangement, with a current expectation of two days in-office per week, subject to change in accordance with organizational needs.

      ACBD1

      Americas Corporate Banking Division #1 (ACBD#1) supports Japanese corporate clients doing business in the Americas.

      Summary:

      Responsible for credit risk management and related administrative work. Works with and assists the Account Officer to service the Bank’s corporate clients. Develops and analyzes all types of credit information, completes all documents (including projections), prepares analysis and makes appropriate recommendations. Assists in relationship management and promotion of non-credit business as required.

      Duties & Responsibilities:

      1. General:

      • Financial statement analysis of borrowers and their parent companies;

      • Preparation of credit applications, for new, renewals, amendments and extensions;

      • Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;

      • Credit rating, both for borrowers and for each facility;

      • Credit monitoring including conducting covenant checks;

      • Assist in asset quality assessment;

      • Assist in relationship management and promotion of non-credit business with clients;

      • Information gathering related to clients’ business, industries and market competitors;

      • Correspondence with clients to answer various requests and inquiries;

      • Correspondence with other Mizuho offices to exchange information regarding Mizuho’s business strategy toward a specific client, business conditions of a parent company, etc.;

      • Other duties as determined by Deputy General Manager and/or Account Officers.

      2. Administrative:

      • Maintenance and updating of credit files;

      • Preparation for regulatory examinations and internal/external audits;

      • Preparation of credit documents;

      • Preparation of documents related to both credit and non-credit business;

      • Arrangement of business meetings with clients, etc;

      • Other duties as determined by Deputy General Manager and/or Account Officers

      3. Policy / Compliance:

      • Obtain a basic understanding of the applicable rules and regulations that govern the Bank;

      • Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;

      • Attend Annual Compliance Training presented by the Legal & Compliance Department;

      • Read and respond as necessary to all compliance-related materials received. Comply with the Bank’s “Code of Conduct.

      Requirements:

      • Eligible to work in the US

      • Bachelor’s degree or higher in Finance, Accounting, Business, or Economics

      • Prior banking, rating agency or other financial institution experience is preferred

      • Effective verbal and written communication skills in both Japanese and English is required

      • Prior experience in financial statements / cash flow / credit analysis highly preferred

      • Good analytical, organizational and communication skills

      • Word, Excel, Access, and PowerPoint

      #WayUp

      #Hybris

      Other requirements

      Mizuho has in place a remote working program, with varying opportunities for remote work depending on the nature of the role, needs of your department, as well as local laws and regulatory obligations.

      Company Overview

      Mizuho Americas is a leading financial institution comprising several legal entities, which together offer clients corporate and investment banking, financing, securities, treasury services, asset management, research and more. Mizuho’s operations in the Americas connect a broad client base of major corporations, financial institutions and public sector groups to local markets and a vast global network. Mizuho Americas is an integral part of the Japan-based Mizuho Financial Group, Inc. (NYSE: MFG), which is comprised of offices in nearly 40 countries, approximately 60,000 employees, and assets of more than USD 1.8 trillion. Learn more at mizuhoamericas.com.

      Mizuho Americas offers a competitive total rewards package.

      We are an EEO/AA Employer - M/F/Disability/Veteran.

      We participate in the E-Verify program.

      We maintain a drug-free workplace and perform pre-employment substance abuse testing.

      #LI-MIZUHO

  • About the company

      Mizuho Securities USA is the US investment banking subsidiary of Mizuho Securities.