This job is now closed
Job Description
- Req#: 131573
- Day-to-day management and monitoring of various SME credit portfolios.
- Ensure compliance with credit administration functions in line with the Standard Operating Procedure and Credit Policy of the Bank
- Understanding of the Sales environment and customer segment to provide support in terms of the Business Unit strategy.
- Validate and assess client information presented in Credit applications to determine serviceability of facilities applied for
- Ensuring that policies and standard operating procedures are adhered to.
- Analyzing of the loan applications and make sound credit decision within mandate and adding sound motivation for presentation to higher mandated level in need.
- Recommend funding solutions based on the credit policies and guidelines in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
- Identify problem exposures and classification in accordance with the Bank of Namibia’s guidelines.
- Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
- Providing correct reports and statistics/data to senior management
- Providing input for formulation of policies and procedures within the framework of sound credit management
- Keeping abreast with changes in the micro and macro-economic, political, legislative, and social environment in order to provide proper lending advice.
- Advanced Diplomas/National 1st Degrees
- An applicable Business, Accounting or Economics Degree
- The applicant must have at least 5 years credit experience in a banking environment of which 3 years must be with a lending mandate.
- Understanding of retail and SME banking together with experience in lending into this segment
- The applicant must demonstrate knowledge of standard credit principles, financial statements, and the interpretation thereof.
- Knowledge of accounting standards and Basel II requirements
- The applicant must be knowledgeable and experience in the provisions of the Reserve Bank policies and Rules.
- The applicant must have strong knowledge of legal matters and practices within the context of the Namibian environment.
- Banking knowledge
- Banking procedures
- Business Acumen
- Communication Strategies
- Data analysis
- Governance, Risk and Controls
- Industry trends
- Nedbank policies and procedures
- Principles of financial management
- Principles of project management
Credit Manager: SME
Requisition Number-131573
Closing Date- 13 February 2024
Location
Windhoek -Namibia
Job Family
CreditCareer Stream
Credit ManagementLeadership Pipeline
Manage Self: ProfessionalJob Purpose
To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.
Job Responsibilities
Essential Qualifications - NQF Level
Preferred Qualification
Minimum Experience Level
Technical / Professional Knowledge
Behavioural Competencies
- Communication
- Customer Focus
- Decision Making
- Work Standards
- Managing Work
- Technical/Professional Knowledge and Skills
---------------------------------------------------------------------------------------
For any assistance or more info please contact the Nedbank Recruiting Team
| +264 61 295 2036 | Namibia |