• Job Description

  Req#: R-15971838

  Empowering Africa’s tomorrow, together…one story at a time.

  With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.

  Job Summary

  To support the credit risk collections processes for Absa Mortgage Loan business through carrying out comprehensive and quality credit risk analysis, development of data driven strategies, produce and analyse management information and insights. across the credit lifecycle, enabling and supporting recovery and rehabilitation of delinquent accounts in the portfolio.

  Job Description

  • Collections Strategy management:
  • Demonstrate in-depth understanding of the portfolio
  • Clear understanding of collections and impairments, and the drivers thereof
  • Clear understanding of the documented strategy and policy within portfolio
  • Conduct quality credit risk assessments and reviews for all BAU processes and strategy
  • Proactively manage credit risks associated with clients
  • Design and develop data driven collections strategies by identifying gaps, providing solutions, and aligning to overall portfolio strategy,.
  • Embed enhancements to collections strategies through rigorous research and interrogation of data

  Data and Systems Management:

  • Drive ownership of BAU, Ad-Hoc, and automated processes
  • To produce and analyze relevant management information and insights
  • Perform quality data analysis and data processing techniques (i.e., sourcing, cleaning, analyzing, validation and consolidating large data sets utilizing strong SAS skills and identifying anomalies/trends)

  Governance:

  • Adhere to the bank's credit risk policies and all relevant legislation
  • Support end-to-end audit and governance processes
  • Keep abreast with regulatory changes as it relates to collections
  • Align to BU and industry best practices
  • Understand, investigate, and provide thorough feedback on exceptions
  • Customer and stakeholder management:.
  • Presentation of analytical results and proposals to both technical and non-technical audiences.

  Education and Technical Skills

  • Computer Literacy with experience with SAS/R/Python/other analytical programming language suites.
  • Bachelor's degree :BMI, Mathematical ,Statistical or Related.

  Soft skills

  • Communicate effectively with all stakeholders
  • Conduct oneself professionally
  • Manage time and workload

  Education

  Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

  Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

  Absa Bank Limited reserves the right not to make an appointment to the post as advertised

• About the company

  Absa Group Limited, and originally Amalgamated Banks of South Africa, is a South African-based financial services group, offering personal and business banking, credit cards, corporate and investment banking, wealth and investment management, as well a...

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