• Job Description

  Req#: 25012651

  Job Description:

  At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
  
  One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
  
  Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
  
  Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
  
  Job Description:
  This job is responsible for performing more complex analysis aimed at mitigating Credit Abuse and First Party Fraud in the Consumer and Small Business Credit Card Portfolios. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the Line of Business and partner organizations including Risk and Product teams.
  
  Responsibilities:

  • Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
  • Identifies business trends based on economic and portfolio conditions and communicates findings to senior management
  • Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights
  • Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related to

  Skills:

  • Business Analytics
  • Data and Trend Analysis
  • Analytical Thinking
  • Problem Solving
  • Risk Management
  • Collaboration
  • Innovative Thinking
  • Presentation Skills
  • Oral Communications
  • Written Communications
  • Credit Underwriting / Consumer or Small Business Lending

  
  Desired Qualifications:

  • Bachelor’s degree in mathematics, statistics, computer science, engineering, economics, finance, or a related quantitative discipline preferred
  • 4+ years related professional work experience.
  • Fraud Management
  • Monitoring, Surveillance, and Testing
  • Issue Management
  • Interpret Relevant Laws, Rules, and Regulations
  • Data Visualization
  • Project Management

  Minimum Education Requirement: High School Diploma/GED/Secondary School or equivalent

  Shift:

  1st shift (United States of America)

  Hours Per Week:

  40

  Pay Transparency details

  US - CA - Newport Beach - 520 Newport Center Dr - Newport Beach 520 Ncd (CA6814)

  Pay and benefits information

  Pay range

  $98,500.00 - $136,800.00 annualized salary, offers to be determined based on experience, education and skill set.

  Discretionary incentive eligible

  This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

  Benefits

  This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

• About the company

  Bank of America is one of the world's largest financial institutions, serving individuals, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services.

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