Bank of America

Data Scientist I - Wholesale Credit Risk


PayCompetitive
LocationCharlotte/North Carolina
Employment typeFull-Time

This job is now closed

  • Job Description

      Req#: 24020927

      Job Description:

      At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

      One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

      Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

      Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

      Job Description:
      This job is responsible for analyzing and interpreting large datasets to uncover potential revenue generation opportunities and develop effective risk management strategies. Key responsibilities include collaborating with key stakeholders to comprehend business problems, utilizing data gathering and analysis techniques to devise solutions, and presenting recommendations based on the findings. Job expectations include demonstrating flexibility, resilience, accountability, a disciplined approach, and a commitment to fostering responsible growth for the enterprise.

      Key Responsibilities:

      Performs tasks of data wrangling and feature engineering
      Individual contributor role practicing and enabling data science at Bank of America
      Builds and optimizes classifiers using machine learning techniques
      Performs ad-hoc analysis and presents results in a clear manner
      Extends company’s data with third party sources of information when needed
      Ensures data integrity for analysis and modeling
      Data visualization

      Experience

      Strong experience with SQL and NoSQL databases, distributed computing
      Strong STEM background - Knowledge of Machine Learning, NLP, Deep Learning, Statistical Modeling, Quantitative Analysis, Forecasting, Data Visualization
      Knowledge of machine learning techniques and algorithms, such as Gradient Boosted Trees, CNN, RNN LSTM, etc.
      Proficiency in languages such as Python (scikit learn, pandas, numpy etc.) SAS, SQL, R & MATLAB, C/C++
      Knowledge of data visualization tools
      Minimum of 2 years of relevant experience

      Education
      Bachelor or Advanced Degree in a STEM discipline like computer science, Engineering, Statistics, Mathematics, Bioinformatics etc.

      Responsibilities:

      • Performs business analytics, which includes data analysis, trend identification, and pattern recognition, using advanced techniques (e.g., machine learning, text mining, statistical analysis, etc.) to support decision-making and drive data-driven insights
      • Applies agile practices for project management, solution development, deployment, and maintenance
      • Creates and maintains technical documentation, capturing the business requirements and specifications related to the developed analytical solution and its implementation in production
      • Manages multiple priorities and maintains quality and timeliness of work deliverables such as quantitative models, data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment
      • Delivers engaging presentations and engages in both in-person and virtual conversations that effectively communicate technical concepts and analysis results to a diverse set of internal stakeholders, and develops professional relationships to foster collaboration on work deliverables
      • Mitigates risk by identifying potential issues and developing controls
      • Researches the latest advances in the fields of data science and artificial intelligence to support business analytics

      Skills:

      • Adaptability
      • Attention to Detail
      • Business Analytics
      • Technical Documentation
      • Written Communications
      • Agile Practices
      • Application Development
      • Collaboration
      • Data Visualization
      • DevOps Practices
      • Artificial Intelligence/Machine Learning
      • Networking
      • Policies, Procedures, and Guidelines Management
      • Presentation Skills
      • Risk Management

      Shift:

      1st shift (United States of America)

      Hours Per Week:

      40
  • About the company

      Bank of America is one of the world's largest financial institutions, serving individuals, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services.

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