• Job Description

  Req#: 270253
  !*!

  Job Summary

  Job Purpose:

  • This role is within Business Banking for Dip tester of new / existing cases sourced by the Relationship / Portfolio Managers
  • ECDD compliance with in bank norms
  • Account activation with coordination with various department
  • Legal and search report from bank empanelled vendor, for the collaterals offered as security for the loan
  • Valauation report from bank empanelled vendor, for the collaterals offered as security for the loan
  • Resolution of ECDD queries, if any
  • Ensuring disbursal documentation compliance.
  • Work in close co-ordination with people in operations at team CRC/ SME Ops to ensure disbursal of the cases in time.
  • Ensuring timely compliance of Asat for valuations and ECDD approvals of Business banking loans and documentary compliance
  • Day-to-day monitoring of MIS and control of the relationships i.e. accesses, deferrals, past dues overdue reviews etc.

  Responsibilities

  • ECDD activation and account opening as per bank guidelines
  • Vendor management for timely legal/ valuation reports.
  • Portfolio management support for coordinating with CRC/SME ops
  • Astar compliance as per guidlines
  • 100% commitment to code of conduct
  • Timely completion of mandatory e-learning’s

  Strategy

  • This role is ensuring approval/decision on ECDD of new customers within frame work from SCB and coordinating with vendors for legal/ valuation reports for the collaterals offered as security for the loan.

  Business

  • Work in close co-ordination with people in operations at team CDD team/ vendors to ensure timely submission of Legal/Valuation & ECDD approvals.
  • Analysing customers Balance Sheets periodically and putting up cases for renewal and ensuring that renewals are correctly prepared in accordance to group standards

  Processes

  • Ensuring timely opening of accounts and compliance of ECDD proceedures
  • Day-to-day monitoring of MIS and control of the Vendor management (Valuation/ Legal)

  People & Talent

  • Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners

  Risk Management

  • Ecdd compliance & Vendor management.
  • Full adherence to Credit Admin Framework and all related aspects.
  • Adopt Early Warning System to strengthen risk monitoring
  • Assist with co-management of stressed accounts with Collection to reduce impairments and strengthen recovery effort

  Governance

  • Responsible for assessing the effectiveness of the group ‘s arrangements to deliver effective governance, oversight and controls in the business and if necessary, oversee change in the areas.

  Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead to achieve the outcomes set out in the Bank’s Conduct Principles
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

  Key stakeholders

  • BB RMS – Agri & BWC
  • Central Team – Agri & BWC
  • CI Team
  • External vendors
  • CRC/Ops
  • ECDD

  Other Responsibilities

  • Embed Here for good and group’s brand and values in India – Business banking team
  • Perform other responsibilities assigned under group , country, Business or functional policies and procedures.
  • Multiple functions (double hats)

  Our Ideal Candidate

  • Graduate plus

  Role Specific Technical Competencies

  • Computer proficiency

  About Standard Chartered

  We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.
  Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

  In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
  • Flexible working options based around home and office locations, with flexible working patterns
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
  • Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

  Visit our careers website www.sc.com/careers

• About the company

  Read our interaction guidelines: https://www.sc.com/en/interaction-guidelines.html

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