• Job Description

  Req#: 25-25357
  
  
  Primary Job Title:
  Financial Analyst - Power BI, AO, Excel
  
  Alternate/Related Job Titles:
  • Credit Risk Analyst
  • Utility Financial Analyst
  • Commercial Credit Analyst
  • Energy Sector Financial Analyst
  • Credit Policy Analyst
  Location:
  San Jose, CA
  
  Onsite Flexibility:
  Hybrid (mostly remote, onsite as needed)
  
  Contract Details:
  • Position Type: Contract
  • Contract Duration: 12 months
  • Start: 09/15/2025
  • End: 09/14/2026
  • Pay Rate: $35–$40/hr
  Job Summary:
  The Financial Analyst will support credit risk evaluation and portfolio analysis of commercial accounts for a major energy utility. This role assesses creditworthiness, develops risk segmentation strategies, and partners across teams to streamline policies and processes using data-driven insights and tools like Power BI and Excel.
  Key Responsibilities:
  • Conduct credit risk assessments of commercial accounts to ensure adequate securitization and minimize bad debt exposure.
  • Evaluate both internal and external financial data to develop predictive models and customer screening protocols.
  • Analyze portfolio and customer performance trends by segment and vintage.
  • Collaborate with stakeholders to improve Credit policies through automation and process redesign.
  • Support Commercial Deposit & Fraud Unit, Bankruptcy Supervisors, and AR teams to meet operational goals.
  • Segment and identify risk behaviors in customer groups using advanced analytics tools.
  • Use Power BI, Excel, and AO to generate credit evaluation and risk insights.
  Required Experience:
  • Bachelor’s degree in Finance or Business Administration, or equivalent combination of education and experience.
  • Minimum 2 years of finance-related experience (e.g., Credit Risk, Loan Officer, Financial Management).
  • At least 1 year of experience in Credit Risk or Root Cause Analysis and Financial Statement interpretation.
  Nice-to-Have Experience:
  • Energy or utility industry background
  • Credit risk modeling experience
  • Familiarity with commercial fraud risk
  Required Skills:
  • Excel
  • Power BI
  • AO
  Preferred Skills:
  • Financial analysis/reporting
  • Credit policy development
  • Root cause analysis
  • Risk segmentation
  • AR and deposit analysis
  Additional Skills:
  • Credit Risk Monitoring
  • Dun & Bradstreet reports
  • Understanding utility billing behavior
  • Knowledge of commercial fraud indicators
  • Strong communication and analytical skills
  Benefits:
  • Medical, Vision, and Dental Insurance Plans
  • 401k Retirement Fund
  About the Client:
  Leading natural gas and electric energy company serving millions of customers across the United States. Offers reliable energy delivery and a positive work environment. Join our team and make a difference in your community.
  About GTT:
  GTT is a minority-owned staffing firm and a subsidiary of Chenega Corporation, a Native American-owned company in Alaska. As a Native American-owned, economically disadvantaged corporation, we highly value diverse and inclusive workplaces. Our clients are Fortune 500 banking, insurance, financial services, and technology companies, along with some of the nation's largest life sciences, biotech, utility, and retail companies across the US and Canada. We look forward to helping you land your next great career opportunity!
  Job Number: 25-25357
  #gttic #gttjobs
  
  

• About the company

  Global Technical Talent specializes in recruiting and pre-qualifying senior level IT professionals for clients' immediate long- and short-term contract needs, contract to hire and direct hire positions. Because we work exclusively with high level I...

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