**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal .

This position is a hybrid work model and can be based at our Billings, MT West and Omaha, NE 93rd & W. Dodge and Sioux Falls Downtown branch.

SUMMARY

Responsible for fulfilling the Anti-Money Laundering (AML)/Bank Secrecy Act (BSA) requirements through enhanced evaluation, identification, and research of relationships and transactions of both new and existing accounts.

Responsibilities include performing initial customer due diligence reviews, initial and/or periodic enhanced due diligence reviews of the bank’s customers/clients that are deemed higher risk for money laundering and/or terrorist financing and analyzing alerts to help identify higher risks. Partner with other Financial Crimes Compliance departments and Business Lines to complete due diligence review and report details as needed to appropriate areas.

ESSENTIAL DUTIES & RESPONSIBILITIES include the following: other duties may be assigned.

• Conducts and completes EDD reviews for Higher Risk Clients in a timely manner consistent with FIB’s policies and procedures.
• Collects and obtains documentation on High-Risk Clients from applicable departments including but not limited to: Retail, Commercial Lending, Treasury Management, Operations, Wealth Management.
• Performs transaction analysis of customer activity in the Bank’s AML system for possible violations of law or suspicious activity.
• Performs custom behavior reviews.
• Reports and escalates all unusual, suspicious, or fraudulent activity or negative findings clearly and objectively to management.
• Reviews new business accounts to ensure CDD/EDD questionnaires are obtained.
• Properly reviews, assesses, and triages alerts based on associated risks.
• Maintains and retains thorough documentation of analysis performed.
• Works cooperatively with internal departments to obtain and evaluate necessary information related to the analysis.

QUALIFICATIONS

To be successful in this role, an individual must be able to perform each essential duty accurately. A qualified candidate is an independent worker, works well in a team environment, can manage time wisely, and has the ability to complete work on strict deadlines. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Experience in Financial Industry.
• Excellent communication and written skills.
• Strong analytical abilities and problem-solving skills.
• Strong self-motivation and organizational skills.
• Exceptional ability to multi-task and prioritize projects.
• Documented record of achieving results both individually and in a team setting.
• Ability to meet tight deadlines and work in an operational/compliance driven environment.
• Ability to coordinate and work collaboratively with internal and external contacts daily.
• Proficiency in Microsoft Excel, Access, Word, and/or experience in using other database applications.

EDUCATION and/or EXPERIENCE

High School diploma or general education degree (GED) required. Must be proficient in the use of Word, Excel & the Internet, with the ability to research and prepare reports. 1-3 years of BSA/AML, financial fraud, or banking experience required. Knowledge of the BSA and FinCEN related laws and regulations is preferred.

OTHER SKILLS & REQUIREMENTS

• Works well in a team environment.
• Works independently, is resourceful and can resolve unforeseen problems.
• Detail oriented and well organized.
• Able to maintain focus and accuracy.
• Prioritizes work, maintains a good work ethic, and requires minimal supervision.
• Possesses excellent verbal and written communication skills.

LANGUAGE SKILLS

Must have the ability to read and interpret documents such as operating and maintenance instructions, and procedure manuals. Requires skills needed to prepare clear, concise, and succinct reports and correspondence that summarize and support his/her research.

MATHEMATICAL SKILLS

Must be able to add and subtract two-digit numbers and to multiply and divide with 10’s and 100’s, and complete these operations using units of American money and weight measurements, volume, and distance.

REASONING ABILITY

Must have the ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. A successful applicant will have experience and/or a desire to use their analytical, interpretative thinking and evaluative judgment while researching transactions in sophisticated anti-money laundering software.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to stand, walk, sit, and talk or hear and use hands to finger, handle, or feel. The employee is occasionally required to reach with hands and arms and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, color vision, peripheral vision, and ability to adjust/focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal .