• Job Description

  Req#: 210443368

  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

  Job Summary

  As Credit Risk Vice President, you will lead the credit origination and portfolio management of non-investment grade / leveraged companies covered by the Diversified Industries team. The Diversified Industries team covers clients in the Corporate and Investment Bank. You will lead the structuring and underwriting of new lending activities, analyze and approve other credit requests, facilitate regulatory monitoring, and perform on-going portfolio monitoring. In each capacity, the Credit team works in partnership with Investment Banking Coverage, Global Corporate Banking, Debt Capital Markets, and many other product partners to meet the needs of clients.

  You will develop a broad and deep understanding of the business, financial, competitive, and industry risks faced by clients in the assigned portfolio. You will report to an Executive Director and would be supported in day-to-day work by a dedicated team of Analysts and Associates. This candidate will be expected to play an important role in mentoring and developing junior talent to enhance the performance of the broader team.

  Job Responsibilities

  • Identify the key risk factors associated with clients, transactions, and industry sub-sectors across an assigned portfolio, and develop and articulate a dynamic, forward-looking risk assessment of client companies, transactions, competitive threats, industry and other factors
  • Lead and/or participate in client due diligence by way of attending client, bank, and other meetings to develop a better understanding of client companies, management teams, and industry sectors, and using financial models to incorporate the impact of forward-looking risk assessment on key value drivers, ultimately developing and recommending appropriate credit structures relative to risk assessment
  • Apply corporate finance and accounting expertise to develop appropriate financing structures, and prepare and review credit approval materials, ensuring all credit risk policies are followed
  • Review and negotiate legal documentation to ensure terms are appropriate and consistent with credit approval
  • Ensure risk ratings are accurate and reflect a current forward-looking view of the client, while providing early identification and proactive management of deteriorating credits and other problem situations
  • Prepare and present quarterly financial snapshot of the Diversified Industries portfolio, as well as annual portfolio review materials to senior management
  • Assist in training and developing analysts, and work closely with analysts and our middle office and data teams to ensure accuracy of credit system data

  Required Qualifications, Skills and Capabilities

  • BA/BS degree is required, MBA is a plus
  • 5-10 years of commercial/investment banking lending experience including extensive credit, structuring, and marketing.
  • Possesses a solid understanding of financial products, corporate finance, financial modeling and market dynamics
  • Advanced knowledge of financial statements and accounting
  • Experience with documentation related to credit agreements
  • Knowledge/experience of derivative products and documentation (including ISDA and CSA)

  Preferred Qualifications, Skills and Capabilities

  • Excellent communication skills, both verbal and written
  • Ability to effectively present analysis and interact with key stakeholders
  • Capability to perform due diligence and negotiation with clients
  • Ability to perform well under pressure in a demanding environment managing multiple tasks at the same time

• About the company

  J.P. Morgan is a leader in financial services, offering solutions to clients in more than 100 countries with one of the most comprehensive global product platforms available. We have been helping our clients to do business and manage their wealth for more than 200 years. Our business has been built upon our core principle of putting our clients'​ interests first.

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