Loan Originator - Business Banking

Closing Date: 06 August 2024

Requisition Number: 134303

Job Family

Credit

Leadership Pipeline

Manage Self: Professional

Job Purpose

To provide a superior client service through people by applying sound lending credit principles thereby enabling Nedbank to grow its clients base within an acceptable credit risk appetite.

Job Responsibilities

• Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided.

• Build and maintain effective working relationships with stakeholders by providing a range of specialized credit risk management advisory services.

• Manage client expectations by operating within the specified parameters

• Ensure compliance by sanctioning credit decisions based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided within applicable mandate.

• Give overview of the book by developing and preparing portfolio review

• Identify the various credit risks pertaining to a client by analyzing and interpreting financial, market and business information.

• Ensure quality of submissions of credit applications /reviews / portfolio reports by reviewing and evaluating information from direct reports and stakeholders.

• Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.).

• Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).

• Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.

Essential Abilities

• Fully conversant with local banking conditions.

• Extensive and sound experience in all aspects of sales and banking.

• Sound credit background linked with superior interpersonal and marketing skills, governance, risk and controls

• Results driven and sales driven personality.

• Customer Centric

• Ability to work under pressure, team oriented and a flexible approach.

• Oral and written communication

• Highly analytical

• Innovative

Education and Experience Requirements:

• Bachelor of Commerce/B.Tech in Credit Management.

• Minimum of 5 (Five) years extensive experience or knowledge in credit granting across banking and lending products

• Sound knowledge of Word, Excel, Outlook is a prerequisite

• Namibian Citizen

Technical / Professional Knowledge