• Job Description

  Req#: 2027

  At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing TEAM committed to fulfilling promises, building lasting relationships, and making dreams come true.
  
  All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position.

  General Position Scope:

  A Loan Originator proactively solicits residential mortgage business through established quality origination practices in order to meet production goals. Continually identifying, developing, and maintaining a comprehensive network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities.

  Duties and Responsibilities:

  • Demonstrate effective and compliant origination standards by maintaining a thorough knowledge of lending programs, policies, procedures and regulatory requirements. Meet high originator customer service expectations with timely and informative responses to inquiries and referrals from contact sources or other BankPlus business channels
  • Conduct interviews and assist prospective borrowers to navigate the online application site. Gather complete loan application information in order to analyze financial and credit data, determine customer financing objectives and lock interest rate, as applicable. Advise customers of product/pricing policies and guidelines. Throughout the loan process, request needed borrower documentation and/or information and track to ensure it is obtained.
  • Monitor assigned originator dashboard to ensure projected production goals and loan activity deadlines and timelines are met. Regularly seek to establish additional business referral sources and new mortgage lending opportunities within lending area. Keep active loan application pipeline up-to-date within Encompass.
  • Support a high performing culture through practicing teamwork and communicating with other team members timely and effectively. Track the progress of loans and coordinate with the operations team and outside sources to expedite each loan through the workflow process from application through loan servicing. Keep customers and realtors updated as the loan transitions through the various milestones.
  • Develop strong referral relationships throughout BankPlus. Communicate with the appropriate personnel on loans involving bank secondary or secured financing to ensure all documentation is provided when needed.
  • Participate in the bank’s High-Performance Rewards Connections program.
  • Make referrals to the Mortgage Center and Wealth Management.
  • Maintain a thorough knowledge of Bank products, services, policies, procedures, and appropriate regulatory issues as related to daily job functions including but not limited to: Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E, etc. Complete required compliance training and adhere to the Bank’s standard of conduct.

  Position Requirements:

  • Bachelor’s Degree preferred
  • Two years minimum mortgage loan origination experience
  • Proficient in Microsoft Office Suite, to include Excel, Word, and Outlook
  • Excellent clerical and organizational skills, detail oriented
  • Excellent verbal and written communication skills and strong organization and time-management skills
  • Extensive reading
  • Work outside of regular business hours, as deemed necessary
  • Ability to handle multiple tasks and work effectively in a high-pressured environment

  BankPlus is an Equal Opportunity Employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law.
  
  We maintain a drug-free workplace and perform pre-employment substance abuse testing.

• About the company

  BankPlus offers personal and business banking, checking, mortgages, loans, investing & more. Visit us online or at one of our locations.

Notice