Job Title: Vice President

Location: Mumbai Capital

Role Description

The Corporate Cash Management (CCM) business is also based on these five activities and “Cash Products” constitute the “Build” function under CCM. This function is responsible for identifying the CCM client & market trends, setting product strategy, overseeing the development and roll-out of new products and managing product-level profitability, pricing structure, costing and risks.

Within this, the country Cash Product function is responsible for the execution of the global strategy on the ground, overseeing product risks and costs, providing a country perspective into regional/global product requirements and managing the interface with our client facing teams, clients, markets and internal stakeholders.

The business products that come under the purview of Cash Products include Single & Bulk Payments, FX, Cheques and Liquidity Management services.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Market Engagement & Feedback:
  • Assess and analyse product needs and opportunities (Regulatory / Technology / Market Infrastructure / Geography)
  • Support sales channels with product expertise
• Strategy and Commercialisation:
  • Provide local input to product strategy and roadmap
  • Define adequate / profitable E2E Cash offering for the country (Payments & Collections, Accounts, FX, Client Connectivity, etc.)
  • Conduct product benchmarking and competitor analysis as input to SPRs and strategy process
  • Commercialise product strategy
  • Support sales channels in launching campaigns
• Execution:
  • Support local implementation of global / cross regional change initiatives
  • Lead and provide oversight of purely local transformational & change initiatives
  • Identify local optimization levers (independently and in collaboration with global team) and implement measures to increase branch efficiency
• Product Governance / Frameworks:
  • Execute local NPA and NTA approval process based on global standards
  • Create local product catalogue and map to global products
• Non-Financial Risk / Safety & Soundness:
  • Ensure local adherence to risk policies and frameworks
  • Ensure compliance with all local regulations and internal policies in collaboration with respective Infrastructure partners
  • Remediate and mitigate risk; Lead Local Audit items and Local Self-Identified Issues (SII)
• Pricing & Deal Reviews:
  • Provide local market inputs to influence global minimum pricing framework
  • Implement pricing framework and approve / decline pricing outside framework through Regional CCM Deal & Product Review Forum
  • Chair country CCM Deal & Product Review Forum
• P&L and Performance Management:
  • Manage country level Product Profitability and KPIs focusing on CIR
• Outages & Incidents:
  • Represent CCM Cash Products during incidents / outages and work with I&S, Sales and IT / Operations to understand and manage client impact
  • Support IT / Operations to identify and remediate root causes where applicable
• CCM Coordination:
  • Manage interface to local Regulators via the relevant regulatory affairs teams when needed.

Your skills and experience

• Recognized university degree (or comparable education)
• Comprehensive CCM industry experience, deep expertise on client needs, market and regulatory trends in CCM
• Proven track record in managing multiple stakeholders and multiple geographies
• Proven ability to influence decisions, prioritize and work under pressure
• Excellent analytical capabilities, logical thinker and ability to manage complex problems
• Excellent communication skills with the ability to communicate in a clear, concise manner at all levels
• Experienced stakeholder management skills and ability to build strong working relationships at all levels, including senior management (Managing Director level).
• Displays cultural sensitivity and has experience working with and within global geographically dispersed teams and related staffing issues
• Planning – ability to develop and suggest solutions, plans and scenarios

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm

Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.

We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.

Click here to find out more about our diversity and inclusion policy and initiatives.