• Job Description

  Req#: 109403

  Risk, Consumer Risk Governance , Analyst, Dallas

  The Goldman Sachs Group, Inc. is a leading global investment banking, securities and investment management firm that provides a wide range of financial services to a substantial and diversified client base that includes corporations, financial institutions, governments, and individuals. Founded in 1869, the firm is headquartered in New York and maintains offices in all major financial centers around the world. We commit people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Our people are our greatest asset – we say it often and with good reason. It is only with the determination and dedication of our people that we can serve our clients, generate long-term value for our shareholders and contribute to the broader public. We take pride in supporting each colleague both professionally and personally. From collaborative workspaces and ergonomic services to wellbeing and resilience offerings, we offer our people the flexibility and support they need to reach their goals in and outside the office.

  RISK BUSINESS

  The Risk Business identifies, monitors, evaluates, and manages the firm’s financial and non-financial risks in support of the firm’s Risk Appetite Statement and the firm’s strategic plan. Operating in a fast paced and dynamic environment and utilizing the best in class risk tools and frameworks, Risk teams are analytically curious, have an aptitude to challenge, and an unwavering commitment to excellence.

  BUSINESS UNIT: Credit Risk

  Credit Risk is responsible for managing the firm’s credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm’s risk appetite. Credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

  WHAT WE LOOK FOR

  We are currently seeking a candidate to join the consumer risk team in the Risk division. The candidate will support the design and execution of credit policy governance requirements for consumer lending assets such as credit cards, small business loans, point of sale loans etc. This includes enhancing the firm’s risk governance framework to strengthen the firm’s risk management capabilities and integration with the firm's day-to-day risk management practices to ensure those risks are managed, monitored and controlled. Manage governance and delivery of periodic reporting.

  RESPONSIBILITIES

  • Support the credit risk governance committees providing oversight for credit policies and procedures. This includes coordinating committee meetings, meeting logistics, tracking of documents and follow ups, documenting meeting minutes and ensuring that all material credit risks are reported and escalated, and appropriate action is taken in accordance with credit committee guidelines.
  • Drives the effective resolution of outstanding action items and follow ups arising from the governance forums and ensures committee transparency to follow up outcomes.
  • Support activity relating to regulatory interactions and compliance with regulatory requirements in consumer lending and support senior leadership during updates to external regulators.
  • Address internal audit requirements and findings in a timely and appropriate manner.
  • Provide support for portfolio credit risk oversight and governance by tracking the actual performance of risk appetite and credit risk management metrics against approved guardrails
  • Adhere strictly to compliance and operational risk controls in accordance with company and regulatory standards, policies and practices.

  SKILLS AND RELEVANT EXPERIENCE

  • Bachelor’s degree with relevant skills (U.S. or equivalent) in a quantitative discipline such as Finance, Economics, Communications or a related field like Information Systems, Business Analytics. Analytical skills are a plus.
  • Strong project management and communication skills with the ability to manage multiple assignments concurrently across various stakeholders while managing projects end-to-end
  • 0-3 years of experience in the related industry or in dealing with similar skills
  • Excellent written and verbal communication skills with technical writing and documentation experience is required
  • Strong presentation skills to synthesize and share action items and follow ups
  • Use of Microsoft Office skills, specifically Word, Power point and Excel (to manipulate and summarize data)
  • Ability to visualize information and data through charts and tools like Tableau is a plus
  • Strong willingness to learn in fast paced, team-based environment with a positive attitude required

  ABOUT GOLDMAN SACHS

  At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

  We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

  We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html

  © The Goldman Sachs Group, Inc., 2021. All rights reserved.

  Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity

• About the company

  The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City.

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