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As a responsible bank, we’re committed to managing our risks. You'll play a key role in this, joining an established team and providing comprehensive and effective oversight of the control and monitoring framework to detect and prevent deterioration in Credit Risk quality.

You'll produce accurate analysis and reporting of Risk information, supporting delivery of findings to senior management, and contributing to raising the bar on managing credit risk.

Risk Management is an exciting and rewarding place to develop your skills and advance your career.

What you’ll be doing

• Completing analysis / investigation and delivering accurate reporting of key metrics against tolerances, highlighting trends which could impact the risk profile

• Escalating material issues in a timely manner and working with Line 1 on formulation of action plans to mitigate potential risks

• Identifying system / process inefficiencies and weaknesses, driving through improvements aligning with the Strategic Blueprint

• Monitoring and promoting adherence to internal policies, procedures, and relevant external regulation

• Supporting enhancements of the risk controls framework, contributing to ‘best in class’ practices

What you’ll bring

• Experience in a corporate and commercial banking environment, demonstrating your analysis skills and the ability to articulate respective findings to stakeholders

• Accuracy in reporting using excel (pivot tables, VLOOKUP, conditional formatting) and a persistent approach to continually raising standards, working independently and as part of a team

It would also be nice for you to have

• Successful delivery in an analysis role of similar complexity and level

• Knowledge of SAS, PowerBI and Tableau and experience of working with data sets

• Working knowledge of nCino / Salesforce and the customer journey

• An understanding of the regulatory landscape having an impact on the portfolio

What else you need to know.

We want our people to thrive at work and home, and we recognise that many people benefit from flexible arrangements. We aim to offer different ways of working to ensure the best experience for you and for our customers. To support this, we offer site-based contracts with a hybrid working pattern and we’re happy to discuss specific requirements throughout the recruitment process.

Our preferred location for this role is Milton Keynes and current expectation is at least 2 days in an office every week. . We would also encourage you to apply if you are in a reasonable travel distance from Glasgow.

Everyday Inclusion

At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.

How we’ll reward you.

Opportunities to embrace Agile with us as we transform our business, work in an environment with leading edge technology, attend ‘Meet Ups’ and be part of internal and external technology communities and work for an organisation that’s dedicated to your learning and ongoing development.

As well as a salary, we offer a wide range of benefits that you can choose from and tailor to your needs.

• Competitive salary plus a £500 annual cash allowance to spend on our great range of benefits.

• Eligible for a discretionary performance-related annual bonus

• We put 8% of salary into your pension, even if you don’t contribute yourself. We’ll pay in up to 12.5% of salary, if you contribute as well, and you can take some of our contribution in cash if you prefer

• 27 days’ holiday plus bank holidays, which increases to 28 days after 5yrs service, with the option to purchase up to 5 contractual days per year

• Voluntary healthcare benefits at discounted rates. Including: Bupa medical insurance, dental insurance, healthcare cash plan and health assessments

• Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover

• 24/7 access to an online employee discount platform including retailers, entertainment, eating out, travel and more

• Share in Santander’s success by investing in our share plans

• Support your favourite causes through charitable giving and our community partnerships

What to do next.

If this sounds like a role you’re interested in, then please apply.

If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through telephone, email, or face to face. You can contact us at resourcing@santander.co.uk or call 0870 414 9080