• Job Description

  Req#: 3088099

  At Axiom Bank, we encourage you to aim for the sky and leverage your expertise and passion to excel. We are a growing, dynamic organization – this is an exciting time to get on board!

  We believe in the value of promoting a healthy work/life balance and are committed to recognizing the role everyone plays in our ongoing success. We offer the following benefits to our Full Time Employees:

  • 12 Paid Holidays
  • Generous Paid Time Off
  • 4% Match on our 401(k)
  • Medical, Dental and Vision Benefits
  • 100% Company Paid Life, AD&D Insurance, Short and Long Term Disability

  Key Responsibilities and Accountabilities

  • Responsible for conducting comprehensive research on the Bank’s High Risk customers.
  • Writes clear and concise Enhance Due Diligence reviews and recommends customers for additional investigation and SAR filing.
  • Perform ongoing High-Risk Customer reviews and complete Customer Risk Profile assessments.
  • Maintenance of the Bank’s risk appetite/profile by monitoring the onboarding of potentially higher risk clients and accounts. Monitor compliance with OFAC requirements, policies, procedures, and processes throughout the organization.
  • Review Core Banking/ISO and issuing partners alerts and escalations to determine if a Case is necessary and ultimately prepare SAR when required. Review Risk Reviews and all other manual monitoring measures for the ISO and issuing partners.
  • Perform EDD reviews on High-Risk Merchants.
  • Conduct Visa Attestation process for HR merchants.
  • Review new accounts for compliance with the Bank’s Customer Identification Program, OFAC, customer due diligence and enhances due diligence requirements, track exceptions, prepare reports and provide feedback related to these reviews.
  • Perform FinCEN 314(a) monitoring/searches and, if necessary, responses in accordance with regulatory requirements.
  • Monitor and review accounts for suspect activity, including fraud and refer any suspicious activity to BSA Management.
  • Monitor transaction reports including but not limited to cashier’s checks, money orders, wire transfers, NRA Customers and cash reports for suspect activity including fraud and recommend reclassification of account risk ratings and/or filing SARs as applicable.
  • Complete investigations of fraudulent and/or suspicious activity
  • Act as a technical resource for the various branches and departments for matters pertaining to currency transaction reporting and exemptions, OFAC, CIP, CDD and EDD form completion.
  • Maintain detailed documentation evidencing compliance with BSA/AML & OFAC rules and regulations (e.g. maintain well documented comments when processing alerts or investigating case, accurate and thorough completed of review forms and assessments).
  • Complete all required BSA/OFAC training on time.
  • Perform any adhoc task required by the BSA Department.
  • Abide by regulatory deadlines.
  • Complete all training as assigned.
  • Attend meetings and training sessions as requested or required.
  • Maintains current knowledge and proficiency of the Bank Secrecy Act and all related Anti-Money Laundering and OFAC regulations.
  • Assist with projects and implementing new policies, procedures and regulatory changes as assigned.
  • Perform other duties as assigned.

  Supervision of Personnel

  • Payments Risk Analyst(s)

  Working Conditions:

  • This position is primarily performed in a remote work environment. The incumbent will be expected to be able to work Monday through Friday. Occasional evening and weekend hours may be required. Flexibility with work location and hours may be granted if circumstances permit.

  Travel

  • Less than 20%

  Qualifications Summary

  Education:

  • Associates Degree in Business or equivalent work experience. Bachelor’s Degree preferred

  Experience

  • -12 years of experience in banking. BSA/AML/OFAC Compliance, Internal Audit or Operations experience in a financial institution is a plus. Working knowledge of Bank Secrecy Act, Anti-money Laundering/OFAC/USA PATRIOT Act Regulations.

  Knowledge & Skills:

  • Excellent oral, written and interpersonal communication skills.
  • Ability to read and interpret documents such as policy and procedure manuals, operational procedures, reports, etc.
  • Analytical thinking ability attention to detail.
  • Good project management and organizational skills. Ability to compile statistical data for documents and reports.
  • Requires strong knowledge of personal computer, Microsoft Office and other software used to complete job duties.
  • Ability to work independently in the absence of direct supervision and in a team environment.
  • Interact professionally with senior management, staff, external auditors and bank examiners.

  (Reasonable accommodations may be made to enable individuals with disabilities to perform these tasks. If you need an accommodation, please contact us at hr@axiombanking.com)

  Axiom Bank does not discriminate in employment opportunities or practices on the basis of any protected status. It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as a condition of employment. Drug Free Workplace. EOE/AA/Minority, Female, Disabled, Veteran

  Axiom Bank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Any resumes submitted without a valid contract will be considered the sole property of Axiom Bank and no fee will be paid.

• About the company

  Axiom Bank, N.A. serves the financial needs of its customers through a wide range of banking solutions and a commitment to exceptional service.

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