River City Bank
Senior Commercial Credit Analyst
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Job Description
- Req#: 2551056
Employer Industry: Banking and Financial Services
Why consider this job opportunity:
- Opportunity for career advancement and growth within the organization
- Engaging work environment focused on collaboration and professional development
- Competitive salary and benefits package
- Chance to work with mid-size to large companies, impacting their financial decisions
- Involvement in community organizations through business development efforts
- Strong emphasis on compliance and regulatory knowledge
What to Expect (Job Responsibilities):
- Analyze and articulate transaction risk and recommend loans for approval for new and existing commercial customers
- Evaluate borrower financial statements and tax returns to assess loan repayment strengths and risks
- Prepare formal, written credit recommendations with limited supervision
- Monitor borrower financial performance in line with commercial loan documents
- Maintain professional communication with all bank departments and clients to ensure timely loan processes
What is Required (Qualifications):
- Bachelor’s degree from an accredited college
- One to five years of experience in credit analysis within a banking/lending environment
- Knowledge of accounting, financial statement, and cash flow analysis
- Excellent written and verbal communication, presentation, and interpersonal skills
- Strong analytical and problem-solving skills
How to Stand Out (Preferred Qualifications):
- Five to ten years of experience in credit analysis for senior analyst positions
- Proficiency in specialized computer hardware and software packages, including word processing and spreadsheets
- Ability to prioritize tasks and manage multiple complex transactions effectively
#Banking #FinancialServices #CreditAnalysis #CareerGrowth #CommunityEngagement
"We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately. We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer."About the company
California's premier business bank with personalized service and local decision making. With assets in excess of $3.5 billion, River City Bank is the largest, independent, and locally-owned and managed bank in the Sacramento region.
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