• Job Description

  Req#: Req1301330
  Senior Credit Risk Analyst | S3 | CFO

  Country: United Kingdom

  Interested in part-time, job-share or flexible working? We want to talk to you!

  Join our community.

  We have an exciting opportunity for a Senior Credit Risk Analyst to join our Central Functions team. In this high-profile role, you will be working with Finance and Risk teams understanding the results and drivers of credit and non-credit provisions reported on a monthly basis at an overall bank level as well as from a business unit and product perspective.

  You’ll play a key role as centre of expertise for provisions within consolidated reporting being able to clearly articulate the key drivers and risks compared to forecast and budget developing strong relationships with key contacts at Risk, Finance teams, Planning and Economics teams.

  If you’re someone who’s performed a similar role already, this is the perfect opportunity to develop your career.

  The difference you’ll make:

  • Preparing monthly reports and management packs as a part of month-end reporting
  • Communicating with Finance and Risk teams to gain understanding of key drivers
  • Collaborating with Finance and Risk teams to help produce the quarterly and annual reports w.r.t to credit provisions disclosures, with high level of accuracy and timely delivery
  • Production of provisions analysis to demonstrate key trends and drivers to senior stakeholders
  • Reviewing and challenging assumptions used in production of Actual / Budget / Forecast results
  • Developing and enhancing existing reports, analysis and processes, as well as the production of new reports and analysis where necessary

  What you’ll bring:

  • Experience of Management Accounting within Banking/Finance environment
  • Fully/Part Qualified CIMA/ACCA/ACA and/or experience and understanding of the of regulatory / accounting requirements applicable to role (IFRS9, IFRS7 & stress testing)

  It would also be nice for you to have:

  • Excellent communication skills with ability to build and maintain strong relationships with stakeholders
  • Ability to coach and mentor the analysts in the team
  • Previous exposure to the corporate banking business would be an advantage
  • Advanced Excel and analytical skills

  What else you need to know:

  We want our people to thrive at work and home, and we recognise that many people benefit from flexible arrangements. To enable us to deliver the best outcomes for our customers and to help each other develop we understand the importance of having the right balance of spending time together in an office while maintaining flexibility.

  By working this way, we can continue to create moments that matter for everyone. To support this, we offer site-based contracts with a hybrid working pattern and we’re happy to discuss specific requirements throughout the recruitment process.

  This permanent role can be based in Milton Keynes or Bradford and our current expectation is at least 2 days in an office every week.

  If you’re interested in this role but with part time hours or a job-share we would still love to hear from you and discuss these.

  Inclusion

  At Santander we’re creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.

  How we’ll reward you.

  As well as a competitive salary, you’ll enjoy a benefits package that you can tailor to your needs.

  • Eligible for a discretionary performance-related annual bonus
  • We put 8% of salary into your pension, even if you don’t contribute yourself. We’ll pay in up to 12.5% of salary, if you contribute as well, and you can take some of our contribution in cash if you prefer.
  • 30 days’ holiday plus bank holidays, which increases to 31 days after 5yrs service, with the option to purchase up to 5 contractual days per year
  • £6,000 car allowance per year
  • Company funded individual private medical insurance
  • Voluntary healthcare benefits at discounted rates such as private medical insurance for your family, dental insurance, healthcare cash plan and health assessments
  • Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
  • Share in Santander’s success by investing in our share plans

  Learn more about our benefits and family friendly policies

  What to do next:-

  If this sounds like a role you’re interested in, then please apply.

  If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through telephone, email, or face to face. You can contact us at resourcing@santander.co.uk or call 0870 414 9080.

• About the company

  Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.

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