About this role:

Wells Fargo is seeking Underwriters in Consumer Lending as part of Credit Services and in Credit Card Underwriting for Credit Line Management . Learn more about our career areas and lines of business at Wellsfargojobs.com

In this role, you will:

Be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines
Review credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting
Assist with the calculations and preparation of reports for review
Respond to customer inquiries and credit decisions
Ensure credit files are current, complete, and compliant with company standards
Contact customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions
Present recommendations for resolving situations and exercise some independent judgment while developing understanding of the Underwriting role
Provide information to team, managers, and customers to related inquiries

Required Qualifications, US:

2+ years of underwriting, loan processing, originations, or closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

Credit card underwriting and/or Personal Lending underwriting experience
Home Equity experience
Manual underwriting experience
6+ months training or leadership experience
1+ year of customer call center experience
Basic Microsoft Office skills

Job Expectations:

Obtain delegation of authority within 60 days of start date
Hours may change due to business needs and may include weekends, overtime and hours working hours past 7pm PST
This position is not eligible for Visa sponsorship
Training will be 7 am – 4 pm PST for 5 weeks (tentative)

Work Schedules depending upon work location:

Schedule: 9 am - 6 pm PST, including every other Saturday

Schedule: 10 am - 7 pm PST, including every 3rd Saturday

Location: 2800 S Price Rd Chandler, AZ

Required location(s) for this position as listed in job posting. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position. This position is not eligible for Visa Sponsorship.

Depending on the volume of applications received, this job posting may be removed prior to the indicated close date. If you do not apply prior to the closing of this posting, we encourage you to apply for other opportunities with Wells Fargo Bank.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Underwriter

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