• Job Description

  Req#: 2729

  Who We Are:

  Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough.”

  Looking to join a company that values its people, innovates and expands on its proprietary technology, and is growing at a ridiculous rate?! Apply below!

  Who We Need:

  The Asset Sales Analyst II provides support to the VP of Interest Rate Risk & Asset Sales related to agency loan sales processes, data analysis, mortgage capital markets processes, and team guidance and coaching.

  What You Will Do:

  • Work with the VP and EVP of Capital Markets to maintain and enhance the execution strategy for agency loans including interest rate and spread risk management.
  • Work with the broader asset sales team and delivery team to ensure proper trade management.
  • Review and execute pooling decisions and processes.
  • Minimize hedge costs and maximize “best execution.”
  • Follow agency securitization market trends, GSE initiatives, and market pricing.
  • Operate and enhance existing loan sale processes.
  • Analyze loan sales data and report on loan sale processes and decisions.
  • Contribute to risk system (QRM) model maintenance as it relates to agency delivery.
  • Contribute to Cardinal’s pricing strategy as it relates to agency loans.
  • Work closely with internal groups to develop programs, guidelines, and pricing.
  • Prepare and send trade assignments to external counterparties.

  What You Need:

  • Bachelor’s Degree in Mathematics, Economics, Engineering, Computer Science preferred.
  • 3+ years relevant work experience at a bank or non-bank mortgage company.
  • Experience in mortgage capital markets/secondary marketing.
  • Experience with QRM (Quantitative Risk Modeling) preferred.
  • QRM and SQL experience are a plus.
  • Excellent oral and written communication skills.
  • Exceptional experience in Microsoft Excel and Microsoft Office.
  • Detail oriented and organized with the ability to multi-task and perform in a fast paced environment.
  • Must work well in a team environment.
  • Ability to prioritize and manage large volume of tasks.
  • Ability to analyze large data sets.
  • VBA or other programming language experience a plus.

  What We Offer:

  • Strength, Stability, and Vision
  • Great compensation package
  • Opportunity for career growth
  • A commitment to be a relevant market leader - we are aiming for the top!
  • Octane, our engineered proprietary technology that is transforming the mortgage industry
  • An empowered culture where your ideas are important and your voice matters
  • Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more
  • Generous paid time off package that also includes all major holidays
  • 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment

  Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection . The expected base salary for this position ranges from sixty five thousand dollars to ninety seven thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.

• About the company

  Cardinal Financial Company is modernizing the way home loans are obtained with unrivaled transparency, simplicity, and value.

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