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Credit Analyst III - Fintech & BaaS Focus


PayCompetitive
LocationSan Francisco/California
Employment typeFull-Time

This job is now closed

  • Job Description

      Req#: gY9NBOVfIH0V
      Employer Industry: Fintech Banking

      Why consider this job opportunity:
      - Competitive compensation based on experience and geographic location
      - Opportunity for career growth in a dynamic and evolving industry
      - Comprehensive benefits package including Medical, Dental, Vision, Life, and 401k Matching
      - Flexible vacation policy, including PTO and paid holidays
      - Supportive and inclusive company culture that values diversity
      - Paid parental leave to support family needs

      What to Expect (Job Responsibilities):
      - Independently prepare credit submissions and portfolio reviews for larger and more complex loans and BaaS partnerships
      - Lead team projects, including risk mitigation strategies and portfolio improvement initiatives
      - Mentor and develop less experienced credit analysts
      - Identify areas for improvement within the team and suggest training recommendations
      - Assist in the management of audits and regulatory exams

      What is Required (Qualifications):
      - 6+ years of experience in credit analysis, underwriting, or related areas
      - Bachelor's degree in finance, accounting, or economics (or equivalent experience)
      - Strong judgment, attention to detail, and analytical skills
      - Ability to manage multiple time-sensitive projects in a fast-paced environment
      - Strong verbal and written communication skills

      How to Stand Out (Preferred Qualifications):
      - Prior experience working with fintech, embedded finance, or BaaS
      - Experience in people management
      - Ability to thrive in a fluid environment with high autonomy
      - Experience evaluating credit risk in non-traditional or tech-enabled business models
      - Understanding of fintech and BaaS risk profiles

      #Fintech #CreditAnalysis #CareerGrowth #InclusiveWorkplace #CompetitiveCompensation
  • About the company

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