Lakeland Bank
AVP - Senior Credit Analyst Equipment Finance
This job is now closed
Job Description
- Req#: 3864
- Perform credit analysis and loan presentation preparation.
- Review new credit submissions for approval, complete approval packages, on average, within 24-48 hours depending on the total exposure amount. Complete underwriting for Application Only, Short Form, and Long Form requests.
- Spread financials, perform borrower due diligence, value equipment via online resources, prepare cash flow and debt service analysis.
- Interact with brokers and sales personnel regarding credit questions on submitted transactions.
- Obtain equipment valuations for the Bank’s loan decisioning.
- Monitor credit policy and recommend changes when necessary.
- Work with the asset recovery/credit group on modification and delinquency issues.
- Collaborate with administrators to close loans and properly secure collateral for the Bank.
- Perform any other related duties as required or assigned.
Position Overview
As the AVP – Senior Credit Analyst for Equipment Finance, under the direction of the Program Manager and/or Team Leader, will review all new credit submissions for approval and determine the creditworthy applicants from unworthy applicants for small ticket in a timely manner. In this role, you will interact with brokers and sales team regarding credit questions and obtain equipment values for credit administration. You will work with the collections group on modification and delinquency issues. This is a high-volume environment and maintaining precision is essential. The AVP – Senior Credit Analyst will also monitor our credit policy and recommend changes as needed.
Skills Required
Employment Eligibility
All Lakeland Bank employees must be bondable. FBI background checks are required to confirm eligibility for bonding. Note: A guilty plea or criminal conviction will not necessarily preclude employment at Lakeland Bank.
Lakeland Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, pregnancy, genetic information, national origin, disability, protected veteran status or any other characteristic protected by law.
Scheduled Hours
Monday - Friday 8:30am-5:00pm. 40 hours weekly. Overtime as needed
Comments
About | Lakeland Bank
About the company
Lakeland Bank offers a variety of personal banking, business banking & wealth management products to communities in New Jersey & New York.
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