• Job Description

  Req#: R0315932

  Job Description:

  Job Title: Head of Risk: Business Aligned

  Location : Mumbai Nirlon Knowledge Pk B1

  • To lead the India CRM team effectively for achievement of the CRM mandates on all lending products.
  • To ensure effective people management through identification of talent and providing growth opportunities.
  • To liaise with Group CRM and other Risk Management functions to ensure compliance to the German law and practices for the India business.
  • To ensure positive contribution to overall achievement of IPB goals by working in alignment with the business.
  • To ensure smooth handling of the credit appraisal process and controls while ensuring compliance with the documented norms.

  What we’ll offer you

  As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

  • Best in class leave policy
  • Gender neutral parental leaves
  • 100% reimbursement under child care assistance benefit (gender neutral)
  • Flexible working arrangements
  • Sponsorship for Industry relevant certifications and education
  • Employee Assistance Program for you and your family members
  • Comprehensive Hospitalization Insurance for you and your dependents
  • Accident and Term life Insurance
  • Complementary Health screening for 35 yrs. and above

  Position Specific Responsibilities and Accountabilities:

  Managerial Accountability

  • To provide strategic direction to the build up of the CRM PBC team in India through effective goal setting and defining ground rules for team performance.
  • To build a talented team of professionals to help business build up in alignment with CRM thought.
  • To review the policies, procedures and processes with direct reports on products and systems on an ongoing basis to ensure that the same is being done in an efficient manner.
  • To identify and nurture talent within the CRM team for team career growth.
  • Integrate, train and motivate new team members to adopt group norms and work towards creating a Greenfield CRM Organisation.
  • Develop and grow human capital in line with business ambitions and growth plans
  • Continued focus and appreciation of learning other aspects / functions of the business within the team.
  • Ensure ongoing hiring, job sizing, training and career growth opportunities for the people in the unit with HR support

  Financial Accountability

  • Ensure achievement of NCL, Provisions and Costs as per the budget for the region.
  • Actively seek and maximise cost savings.
  • Manage work flow for reducing the agency costs across the region

  Operational Accountability

  • Responsible for maintaining the quality of the portfolio to ensure that the risk costs are at a minimum
  • Devise policies that are in line with the Banks’ Risk appetite and conducive to aid quality portfolio
  • To set and follow processes diligently so as to minimize audit comments viz. Group audit, internal quality assurance and concurrent audit, regulatory audit etc.

  People Management:

  • Support and guide the CRM team pan India on the policy and process
  • Mentor the team in maintaining adherence to the policy while at the same time maintaining acceptable turnaround times
  • Be a role model interms of integrity since the role requires diligence and integrity of the highest order

  Experience/ Exposure:

  • Minimum 15-18 years of relevant industry experience
  • Exposure to retail asset products is a must
  • Must have prior experience in managing large internal teams

  Education/ Qualifications:

  • CA/ MBA /Post Graduate preferably in Finance

  How we’ll support you

  • Training and development to help you excel in your career
  • Flexible working to assist you balance your personal priorities
  • Coaching and support from experts in your team
  • A culture of continuous learning to aid progression
  • A range of flexible benefits that you can tailor to suit your needs

  About us and our teams

  Please visit our company website for further information:

  https://www.db.com/company/company.htm

  Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.

  
  We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.

  Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.

• About the company

  The bank's network spans 58 countries with a large presence in Europe, the Americas and Asia.

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