• Job Description

  Req#: R-461856

  About this role:

  Wells Fargo is seeking a Lead Risk Analytics Consultant in Consumer Credit Risk as part of Corporate Risk to provide senior credit officers and other business partners with validated and controlled loss forecast throughput via a proactive and forward-looking risk-mitigated model. Specifically, this position will support the Consumer and Small Business Cards Loss Forecasting Controls and Governance architecture, driving the Business Loss Forecast, Regulatory-driven Stress Tests and Quarterly Allowance forecast cycles.

  
  In this role, you will:

  • Drive risk mitigation to ensure throughput accuracy for Business Loss Forecast, Regulatory-driven Stress Tests and Quarterly Allowance throughput, including data and narratives.

  • Identify and resolve policy and process gaps by incorporating root cause analysis, control design assessment, and strategic thinking.
  • Partner with key stakeholders to build consensus, challenge partners when necessary, and drive for timely completion of requirements.
  • Manage time sensitive, critical enterprise or credit risk directives, by applying and executing in an organized and independent manner while receiving direction from leaders.
  • Lead moderately complex initiatives and identify opportunities for risk mitigation strategies within Cards Loss Forecasting.
  • Review and analyze moderately complex processes and projects, business, operational, or technical challenges that require an in-depth evaluation of variable factors.
  • Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and credit risk loss forecasting.
  • Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.
  • Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals.
  • Interact with internal and external customers, corporate governance oversight and audit teams.
  • Collaborate with line of business to ensure consistent enhancement of risk management oversight.
  • Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics.

  Required Qualifications:

  • 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  
  Desired Qualifications:

  • Proven experience with RCSA, EBCE and IT&V reviews and oversight.
  • Proven effective interactions with internal / external audit, governance and regulatory groups.
  • Excellent verbal, written, and interpersonal communication skills.
  • Strong control management, project management and/or process development experience.
  • Credit risk administration experience is preferred.
  • Policy and/or procedure management experience is highly preferred.
  • Thoughtful leadership and solution-oriented capabilities.
  • Ability to work independently and execute in a fast paced, high demand, environment while balancing multiple priorities
  • Ability to apply strategic thinking and thoughtful leadership toward initiatives and ensure timely completion of objectives.
  • Ability to communicate issues, risks, and proposed solutions effectively and concisely, in both written and verbal formats, with senior leaders.
  • Ability to work and command successfully within a matrix environment by establishing and maintaining effective working relationships with all levels of the organization.
  • Problem solving and analytical skills with proven ability to address policy/ procedural gap solutions into executable plans.

  Posting Locations:

  • 401 S. Tryon Street - Charlotte, North Carolina
  • 1655 Grant St, CONCORD, CA
  • 600 Wells Fargo - Minneapolis, Minnesota
  • 800 S. Jordan Creek Pkwy - West Des Moines, Iowa
  • 250 E. John Carpenter Frwy - Irving, Texas
  • 2200 Concord Pike – Wilmington, Delaware
  • 1150 W Washington Street – Tempe, Arizona

  Job Expectations:

  • Ability to work at one of the approved locations in the job posting
  • This position offers a hybrid work schedule
  • This position does not sponsor visas

  Pay Range
  

  Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

  $111,100.00 - $237,100.00

  Benefits

  Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

  Posting End Date:

  3 Jun 2025

  *Job posting may come down early due to volume of applicants.

  We Value Equal Opportunity

  Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

  Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

  Applicants with Disabilities

  To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

  Drug and Alcohol Policy

  Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

  Wells Fargo Recruitment and Hiring Requirements:

  a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

  b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

• About the company

  Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco.

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