• Job Description

  Req#: MORTG006527

  Responsible for assisting with the operational duties in a Retail Mortgage Underwriting, while also contributing to the department productivity, loan quality, and efficiencies. Performs other projects and duties as assigned.

  Essential Functions, Duties, and Responsibilities:

  · Underwrite Conventional, Government, Jumbo and Portfolio loan products as assigned, and maintaining acceptable productivity and loan quality levels.

  · Assist the Branch Manager and Pipeline Manager in prioritizing loan assignments and the branch underwriters’ workload.

  · Provide Underwriting and Operations Senior Management with relevant issues and challenges regarding capacity, productivity, morale, and suggestions for improvement.

  · Attend monthly calls with the Underwriting Management to discuss and resolve any staff related issues, as scheduled.

  · Assist with mentoring and training new underwriters as directed.

  · Assist underwriters with difficult loan files and serve as a point of escalation and mentor for questions regarding guidelines, loan level issues and direction.

  · Communicate effectively with the Mortgage Branch Manager, Processing Manager, Loan Officers, and Senior Management.

  · Complete 2nd Level Reviews for Underwriters as necessary per product type and company policy; includes reviews of loans for newly hired underwriters.

  · Attend meetings as directed by Underwriting Management.

  · Review of portfolio loan products and submission to the Bank’s credit risk department for consideration.

  Required Knowledge, Skills and Competencies:

  · Strong working knowledge of FMLC, FHA, FNMA, SAR, VA and other investor guidelines.

  · Strong computer skills and ability to work in a paper-less environment.

  · Strong time management and follow-up skills.

  Industry and Work Experience:

  · 5 years Mortgage Underwriting experience required.

  Academic:

  · High school diploma or GED required.

  · Bachelor’s degree preferred.

  Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
  This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

• About the company

  Ameris Bancorp is a bank holding company headquartered in Atlanta.

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