• Job Description

  Req#: R-335503

  About this role:

  Wells Fargo is seeking a Senior Lead Risk Analytics Consultant to become a member of the Corporate Risk group’s Credit Risk line of business. This team improves risk strategies in multiple areas (credit line management, authorizations, etc…) by performing various complex activities related to business analysis, solving business problems, and impacting the bottom line by proposing and implementing data-driven actions.

  The Credit Risk team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company’s credit culture, risk appetite, and business performance. Also, the team provides analytical support on consumer and business credit, operating losses and other product strategies to ensure company goals are met; segments and monitors various credit, deposit and other product groups, vintages, etc… and makes recommendations to management based on observed trends; produces performance monitoring and benchmarks regarding growth, mix, delinquency, losses and overall credit performance; coordinates production of monthly, quarterly, and annual performance reports for senior management; reviews and analyzes trends in current population distributions and recommending strategies; works with business partners to provide analytic solutions and develops strategies to support or negate change recommendations.

  
  In this role, you will:

  • Provide vision, direction, and expertise to experienced leadership on implementing innovative and significant business solutions that are large-scale, companywide strategies
  • Lead with strong credit risk culture to resolve highly complex and unique challenges requiring strategic, advanced analytical and inductive thinking
  • Extract data to provide statistical and financial analysis, delivering solutions and analysis that are long-term and large scale which require vision, innovation, and coordination of highly complex activities and guidance to others
  • Create and coordinate analysis to support high-priority time-sensitive executive level requests
  • Act as an advisor to experienced leaders to monitor, interpret, develop and influence portfolio analysis and deliver strategic solutions for highly complex business analysis
  • Analyze credit risk trends identifying potential issues and providing actionable insights to enhance risk mitigation strategies
  • Advise senior leadership to develop and implement strategies, programs and policies with a direct and significant impact on credit risk appetite and organizational goals
  • Engage and develop strong relationships with key stakeholders, fostering open communication and collaboration
  • Stay informed of industry trends, regulatory changes, and emerging risks in credit management to proactively recommend adjustments to policies and procedures
  • Be an impactful team representative in senior leadership forums
  • Lead projects, teams, and mentor

  Required Qualifications, US:

  • 7+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

  
  Desired Qualifications:

  • Advanced degree in quantitative discipline such as economics, statistics, or operations research.
  • Strong Risk background and credit risk management experience in one or more of the following businesses: Small Business Banking and/or Deposits.
  • Strong verbal and written communication skills.
  • Advanced MS Office Suite product skills to include (MS Excel, MS PowerPoint, MS Outlook, MS Word, etc…).
  • Excellent proficiency in programming and data manipulation using SAS, SQL, Python, and Tableau.
  • Strong analytical and quantitative skills.
  • Ability to gather, analyze, package, and present analytical findings in an insightful and logical manner.
  • Experience communicating and presenting complex information to multiple levels of the organization including senior executive-level leaders.
  • Previous experience with credit risk strategy development and monitoring portfolios and trends in the financial service industry.
  • Attention to detail, collaboration, and problem-solving skills.

  Posting Locations:

  • 2200 Concord Pike - Wilmington, Delaware
  • 401 S. Tryon Street - Charlotte, North Carolina
  • 600 Wells Fargo - Minneapolis, Minnesota
  • 7001 Westown Parkway - West Des Moines, Iowa
  • 1445 Ross Avenue - Dallas, Texas
  • 114 N. Beaumont Street - Saint Louis, Missouri
  • 1150 W. Washington - Tempe, Arizona

  
  Job Expectations:

  • Ability to work at one of the approved locations in the job posting.
  • This position offers a hybrid work schedule.

  Posting End Date:

  18 Feb 2024

  *Job posting may come down early due to volume of applicants.

  We Value Diversity

  At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

  Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

  Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

  Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

  Applicants with Disabilities

  To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

  Drug and Alcohol Policy

  Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

• About the company

  Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco.

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