About CMHC

At CMHC, the work you do and the work we do together matters. We come to work every day with a common purpose: to realize a future where everyone in Canada has a home that they can afford and meets their needs.

Our people are second to none. We lean in with courage, band together as a community and try new things to make a lasting impact on housing from coast to coast to coast.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

What’s in it for you

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s what you get when you’re a permanent employee:

• 5 weeks of vacation.
• Annual individual performance bonus.
• Defined benefit pension plan.
• Comprehensive group insurance plan to support your well-being from day one.
• Support in your personal and professional growth with training, mentorship and more – because when you thrive, we thrive.
• An inclusive workplace culture and environment with Employee Resource Groups and more.
• A hybrid work model that lets you balance working from home and nurturing in-person connections by coming into your region’s office at a minimum of 4 times a month.

About the role :

Join the Risk Management , Strategy & Products team, in Commercial Solutions, where our partners view CMHC as the catalyst for solving housing affordability challenges. Your skills and passion will develop enhancements to CMHC securitization programs to support the program mandate while managing taxpayer risk exposures, and designs program enhancements to foster well-functioning National Housing Act Mortgage-Backed Securities (NHA MBS) and Canada Mortgage Bonds (CMB) markets.

What you’ll do:

• Lead or collaborate with multi-disciplinary teams to develop new securitization products, improve existing products and operationalize product design.
• Research, develop and implement various models on structuring, cashflows and pricing in support of securitization products.
• Lead or participate in the development of policies and analytics to manage and monitor risks associated with CMHC's securitization products.
• Monitor the regulatory development and the performance of CMHC's securitization products in the market, including secondary trading,, proactively identifying program improvement opportunities
• Provide strategic advice to support Canadian government’s public policy decisions regarding mortgage funding.
• Manage relationships with internal and external stakeholders in the mortgage funding market.

What you should have:

• Undergraduate degree in business, economics or finance.
• Minimum of seven years of relevant working experience with increasing responsibilities, preferably in mortgage securitization.
• Knowledge of CMHC's mandate, activities and regulatory environment.
• Demonstrated knowledge with Mortgage-Backed Securities, Asset-Backed Securities, and other fixed income securities structuring and pricing.
• Demonstrated experience in researching, developing and implementing creative financial structures and models.
• Highly developed negotiation and project management skills as well as relationship-building skills.
• Ability to communicate complex information to a non-technical audience to support strategic decision making.

Posting closing date: Note, the competition will remain active until filled.

Our commitment to diversity, equity, and inclusion

We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

Learn more about our commitment to diversity and inclusion

What happens after you apply

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. Learn more about our hiring process . If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don’t worry – we're always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around!