• Job Description

  Req#: R-373619

  About this role:

  Wells Fargo is seeking a Small Business Underwriter in Consumer & Small Business Banking Operations. Learn more about our career areas and lines of business at wellsfargojobs.com

  
  In this role, you will:

  • Participate in less complex consumer requests and products with few deviations

  • Identify opportunities for decisions and scoring system improvements

  • Review basic consumer requests related to decisions, products and process

  • Gather information to make appropriate decisions

  • Ensure products meet company and industry guidelines

  • Present recommendations for resolving consumer requests and program risks and exercise independent judgment while developing expertise in the programs, collateral, small business requirements and risk

  • Collaborate and consult with managers, internal and external business partners and more experienced underwriters

  
  Required Qualifications, US:

  • 2+ years of underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  
  Desired Qualifications:

  • Manual, judgmental, or non conforming underwriting experience

  • Analyzes financial documents and credit information for small businesses or high net worth customer loan packages according to business unit standards.

  • Compile, analyze, and document the loan data and credit risk, borrower and business information and coordinate activity in support of credit approval process.

  • Ability to work in a fast-paced production driven environment

  • Experience using any of the following-Wells Fargo AFS (Automated Financial Systems), Wells Fargo BLAST (Business Lending and Sales Tracking) system, Hogan, Fiserve (FDR), and Credit Bridge

  • Small Business loan experience

  • A BS/BA degree or higher in accounting, finance, or economics

  • Understanding of loan structuring across broad spectrum of product and loan types while investigating credit standards and determining credit worthiness of high new worth loans, understands financial statements and reports for specific area of business.

  • Knowledge and understanding of financial spreading- review personal or business financial statements and tax returns (commercial and individual)

  • Obtain delegation of authority within 90 days of start

  • Comply with the six Wells Fargo Expectation Initiatives

  • Flexibility to work overtime as needed

  Must be able to work at one of the locations listed

  Not eligible for Visa sponsorship

  Remote/Hybrid Schedule Details: 8:30am - 5:00pm based on your geographic location

  Training: Blended - remote | in office | virtual | hands on

  Locations: 11601 N Black Canyon Hwy Phoenix AZ

  2800 S Price Rd. Chandler AZ

  Remote/Hybrid Schedule Details: 8:30am - 5:00pm based on your geographic location

  Training: Blended - remote | in office | virtual | hands on

  Locations: 11601 N Black Canyon Hwy Phoenix AZ

  2800 S Price Rd. Chandler AZ

  Note:

  • Job posting may come down early due to volume of applicants.
  • Required location for this position is listed above. Candidate must reside within a reasonable commute to the site location. Relocation assistance is not available for this position
  • This position is not eligible for Visa sponsorship.

  Posting End Date:

  10 Jun 2024

  *Job posting may come down early due to volume of applicants.

  We Value Diversity

  At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

  Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

  Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

  Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

  Applicants with Disabilities

  To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

  Drug and Alcohol Policy

  Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

• About the company

  Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco.

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