Flagstar Bank
Credit Products Specialist II – Specialized, Equipment Finance
This job is now closed
Job Description
- Req#: 16986
Employer Industry: Financial Services
Why consider this job opportunity:
- Salary up to $169,816
- Opportunity for career advancement and professional development
- Collaborative work environment with emphasis on mentorship and training
- Engage directly with clients and stakeholders to influence credit decisions
- Involvement in complex commercial credit transactions, enhancing skill set
- Comprehensive benefits including medical, dental, vision, and life insurance
What to Expect (Job Responsibilities):
- Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures
- Continuously monitor assigned portfolio to identify credit risks and financial performance concerns
- Partner with sales in negotiations and client discussions to align client needs with risk appetite
- Collaborate with legal teams to review and negotiate credit agreements
- Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture
What is Required (Qualifications):
- Undergraduate Degree in Finance, Accounting, Economics, or a related field or 10+ years of equivalent experience
- Minimum of 4+ years in commercial credit analysis, underwriting, or portfolio management
- 4+ years of experience in specialized commercial industries or corporate banking
- Advanced financial modeling and risk assessment expertise
- Strong negotiation skills and ability to collaborate with clients
How to Stand Out (Preferred Qualifications):
- Experience structuring complex loan transactions
- Ability to analyze macroeconomic trends and their impact on credit risk
- Familiarity with credit agreements, loan documentation, and regulatory requirements
#FinancialServices #CreditAnalysis #CareerOpportunity #Mentorship #CommercialBanking
"We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately. We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer."About the company
Flagstar Bank is a bank headquartered in Michigan.
Notice
Talentify is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Talentify provides reasonable accommodations to qualified applicants with disabilities, including disabled veterans. Request assistance at accessibility@talentify.io or 407-000-0000.
Federal law requires every new hire to complete Form I-9 and present proof of identity and U.S. work eligibility.
An Automated Employment Decision Tool (AEDT) will score your job-related skills and responses. Bias-audit & data-use details: www.talentify.io/bias-audit-report. NYC applicants may request an alternative process or accommodation at aedt@talentify.io or 407-000-0000.