• Job Description

  Req#: CONSU003929

  Job Summary:

  The Consumer Loans Origination Manager is responsible for overseeing the originations and indirect lending teams of the consumer lending department. This role will drive consumer loan production, ancillary product sales, and grow the indirect loan portfolio accordance with established credit union policies, procedures, and regulations.

  Essential Functions:

  • Motivate and lead the loan originators to meet/exceed expectations for loan production and ancillary product sales
  • Lead and direct Indirect Relationship Managers to meet/exceed their goals for indirect lending production
  • Interviewing, hiring, and providing training to employees; planning, assigning, and directing work; appraising performance; motivating, rewarding and disciplining employees; developing and conducting regular one-on-one meetings
  • Accountable for departmental production targets
  • Build/maintain a high producing and highly engaged team
  • Ownership of the Quality Control program. Ensure that Loan Officers are in compliance with state and federal laws and regulations set forth by appropriate State and Federal regulatory agencies.
  • Manages Consumer Lending Originations and Indirect Lending budgets.
  • Directly responsible for developing the annual budget and expenditure forecast for expense items.
  • Responsible for creating and maintaining consumer lending originations’ policies and procedures
  • Risk control owner for their department
  • Involved in all internal/external audits.
  • Prepare necessary business plans, forecasts, or analysis, which include expense and revenue projections when recommending product or procedural change.
  • Responsible for reporting any weaknesses or opportunities for process improvement.
  • Ensures that marketing efforts adequately communicate the value of credit union membership and consumer lending products.
  • Build relationships and collaborate with other business units to find solutions to improve process, efficiency, and the member experience.
  • Continually look for ways to improve the member and employee experience by utilizing your knowledge, data insights, member feedback and employee feedback.
  • Identify and implement scalable solutions for efficiency and automation opportunities.
  • Demonstrated ability to develop a working knowledge of loan origination system and how it interfaces with existing host system.
  • Manages the incentive plan for the department
  • Present consumer loan updates for department/committee meetings
  • Respond to member complaints and suggestions regarding products or services within area of accountability.
  • Organize, coordinate, and accurately produce monthly lending reports for management as well as ad hoc reports as needed.
  • Stakeholder in all Consumer Lending Origination projects

  Qualifications:

  • College degree preferred, or equivalent work experience as demonstrated by increased levels of accountability and knowledge required.
  • 5 years of leadership experience with direct reports with proven ability to lead, direct and motivate others required
  • 5 years of consumer lending experience required.
  • Proven sales leadership skills.
  • Proven ability to provide strategic and operational direction to a team of professionals, including the ability to set or shape strategy.
  • Experience with Home Equity Line of Credit, Indirect lending, Ancillary product sales, MeridianLink, and Temenos preferred.
  • Required to obtain or possess a Mortgage Loan Originator (“MLO”) unique qualifier (i.e. registration number). Must have the ability to successfully complete all MLO Registry requirements, including passing background and credit checks and submitting to fingerprinting and to any other requirements of the rules enacted pursuant to the S.A.F.E. Act.
  • Experienced in Microsoft Office products.
  • Excellent oral and written communication skills.
  • Desire, ability and experience in working with people at all levels of an organization as demonstrated by a positive, enthusiastic attitude, exceptional interpersonal skills, and adaptable communication style.
  • Bondable

  Pay Range: $94k-$120k plus incentives and 5% annual target bonus. The estimated hiring range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

  BENEFITS:

  • Generous 401(k) match
  • 401k Discretionary Profit Sharing
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Short Term and Long Term Disability
  • Health Savings Account with company contribution
  • Employee Assistance Program
  • Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
  • Paid Holidays
  • Tuition Reimbursement
  • Paid Parental Leave

  Equal Opportunity Employer
  This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

• About the company

  Wings Financial Credit Union is a not-for-profit, member-owned credit union headquartered in Apple Valley, Minnesota.

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