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Credit Analyst II
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Job Description
- Req#: 3438537
Employer Industry: Banking and Financial Services
Why consider this job opportunity:
- Salary up to $90,234.50 per year
- Opportunity for career advancement and growth within the organization
- Supportive and collaborative work environment
- Chance to work with highly confidential business and client information
- Regular participation in training and professional development opportunities
- Involvement in bank events and committees
What to Expect (Job Responsibilities):
- Complete loan requests and reviews, focusing on moderate to complex credit levels
- Analyze business and personal financial information, tax returns, and credit bureaus to assess risk
- Ensure compliance with federal, state, and bank regulations
- Conduct appraisal reviews and property evaluations on commercial and residential properties
- Assist in the preparation of monthly and quarterly reports for the Credit Officer
What is Required (Qualifications):
- Minimum of 3 to 7 years of banking experience in business lending, credit analysis, or trend analysis
- A 4-year college degree in accounting, finance, business, or equivalent experience preferred
- Excellent verbal and concise written communication skills
- Strong mathematical skills, including projection analysis
- Ability to maintain confidentiality of client and bank information
How to Stand Out (Preferred Qualifications):
- Experience with financial spreading software and trend recognition
- Proven ability to work independently and manage time effectively
- Familiarity with bank loan policies and procedures
- Experience in providing training and mentorship to junior analysts
#Banking #CreditAnalysis #CareerOpportunity #ProfessionalDevelopment #FinancialServices
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