CrossCountry Mortgage, LLC
Income Specialist
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Job Description
- Req#: JR02219
Employer Industry: Mortgage Lending
Why consider this job opportunity:
- Salary up to $40.00 per hour
- Bonus plan eligibility
- Competitive benefits package including medical, dental, vision, and 401K
- Opportunity for career advancement and growth within a leading mortgage lender
- Supportive and engaging company culture that promotes employee development
- Work within Pacific Standard Time Zone hours to support the West Coast region
What to Expect (Job Responsibilities):
- Review completed loan applications and documentation to pre-qualify applicants based on published guidelines
- Assess borrower income and assets using various documentation such as paystubs, tax forms, and bank statements
- Communicate effectively with borrowers and third parties to obtain necessary loan documentation
- Perform credit report analysis and ensure compliance with lending guidelines and regulations
- Provide exceptional customer service by cooperating with internal and external customers
What is Required (Qualifications):
- Minimum of 5 years’ experience as a Loan Processor, Loan Officer, or Underwriter in the mortgage industry
- Bachelor’s degree in business, finance, or relevant field, preferred
- Proficiency in industry-standard software including Encompass and Desktop Underwriter
- Knowledge of conventional and government lending guidelines
- Excellent problem-solving and communication skills
How to Stand Out (Preferred Qualifications):
- NMLS License under the S.A.F.E. Act of 2008, preferred
- Experience with self-employed applicants and industry-standard income worksheets
- Strong integrity in handling sensitive and confidential information
#MortgageLending #CareerOpportunity #CompetitivePay #EmployeeBenefits #CustomerService
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