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Account Servicing Specialist - 90+ Day Collections
6 days agoPay$22.00 - $30.00 / hour
LocationSanta Ana/California
Employment typeFull-Time
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Job Description
- Req#: 2475
Employer Industry: Auto Finance
Why consider this job opportunity:
- Opportunity for career advancement and growth within the organization
- Comprehensive benefits package including Medical, Dental, and Vision Insurance, 401(k) Plan, and Employee Stock Ownership Plan (ESOP)
- Flexible work schedule with the possibility of overtime
- Engaging company culture with regular events, free meals, and a supportive team environment
- Bilingual candidates (English/Spanish) are highly sought after, enhancing job security
What to Expect (Job Responsibilities):
- Service auto loan accounts that are 90+ days delinquent and document all collection activities using loan servicing software
- Negotiate payment arrangements with borrowers and propose alternative payment methods
- Assist borrowers in developing strategies to keep their vehicles while fulfilling loan obligations
- Accurately document account information and collection activities in a professional manner
- Locate customers using databases and references (Skip Trace) as needed
What is Required (Qualifications):
- Bilingual (English/Spanish) required
- Minimum of 5 years of experience in the collections field, preferably within the subprime consumer lending industry
- Strong communication, negotiation, and problem-solving skills
- Ability to understand and apply federal, state, and local collections regulations
- High School Diploma or GED required
How to Stand Out (Preferred Qualifications):
- Experience with Skip Tracing and knowledge of the Fair Debt Collection Practices Act (FDCPA)
- Familiarity with auto finance and collections processes
- Proven ability to thrive in a fast-paced work environment
#AutoFinance #Collections #CareerOpportunity #Bilingual #EmployeeBenefits
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