• Job Description

  Req#: 4339

  Benefits Overview

  A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you choose a career with CoBank, you make a difference by standing for something that matters. In order to be the best, we hire the best!

  Remarkable Benefits offered by CoBank

  • Careers with a purpose- stand for something!
  • Competitive Compensation & Incentive

  • Hybrid work model – flexible arrangements for most positions
  • Benefits Packages, including: Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
  • CoBank University robust curriculum –associate training and development, including higher education tuition reimbursement
  • Outstanding 401k – up to 6% matching and additional 3% non-elective contribution
  • Time-Off Packages – Vacation 15+ days, 10 Paid Sick Days, and 11 Paid Holidays
  • Community Impact – United Way Angel Day, Volunteer Day and Associate Directed Contribution
  • Associate Resource Groups – creating a culture of diversity and inclusion
  • Recognize a fellow associate with “GEM” awards, including a monetary value

  Job Description

  At CoBank, our Vice President, Corporate Finance Credit provides collaborative leadership of the Corporate Finance credit function across all Corporate Finance lending divisions and for CoBank’s Mission Investments business to assist both credit management and division leadership with the successful execution of goals and objectives. Responsible for both overall credit quality and the development, support, and advancement of credit staff. Approves credit decisions as appropriate. Serves as a point for coordination between Corporate Finance and other business units. Contributes to overall bank management through participation in the development of strategic plans and operating objectives, as well as periodic reporting.

  Essential Duties and Responsibilities

  • Establishes and manages overall credit administration, credit analysis, and short- and long-term credit quality targets for Corporate Finance credit management teams in conjunction with bank and group performance targets as well as profitability.
  • Provides steady counsel to Corporate Agribusiness, Financial Sponsors, and Mission Investments credit management teams including appropriate intervention measures to mitigate the risk of loss.
  • Reviews approvals, or approves credit decisions, in the credit approval progression at the appropriate delegated authority.
  • Assists directors and managers in their development of credit structuring alternatives and analyses for customers. Provides leadership and guidance in a team approach to account management and credit administration.
  • Facilitates the use of technology to both increase efficiency and develop new ways to identify risk.
  • Ensures an effective and efficient credit approval process. Fosters a credit culture to encourage early interaction between credit and the line to identify core issues.
  • Serves as an alternate for the group executive on the CoBank Loan Committee. Manages, implements, and oversees delegated loan approval authorities as specified.
  • Coordinates credit underwriting efforts with Credit Approvals Group and other divisions within CoBank to ensure best practices are being maintained.
  • Leads through effective organization of resources and a sound planning process. Provides consistent direction and develops internal controls which enhance achievement of Corporate Agribusiness, Financial Sponsors, and Mission Investments goals.
  • Participates in planning activities for the division.
  • Contributes to the development of new or improved products and services.
  • Employs, develops, and supervises an effective group of team leaders who, by working together, develop appropriate business strategies, set standards of performance, evaluate performance of associates, and generally take actions necessary to allow Corporate Agribusiness, Financial Sponsors, and Mission Investments to accomplish established standards of performance.
  • Effectively communicates goals and objectives internally and externally to maintain a high level of customer satisfaction.
  • Establishes and maintains contacts with critical internal and external stakeholders who can have a positive impact on the bank’s overall image and operations.
  • Responsible for management reporting and analysis for executive review. Serves as the primary internal contact for CoBank Asset Review and Internal Audit.
  • Sets performance standards, manages workflow, grants authorities, evaluates performance, and recommends personnel actions within delegated authorities.
  • Consults with Human Resources as appropriate.
  • Maintains expertise across all of Corporate Finance’s lending segments and stays apprised of industry trends and the competitive environment.
  • Performs other duties as assigned.

  Basic Qualifications

  • Bachelor’s degree in business, finance or a relevant discipline.
  • Fifteen (15) years of financial services experience with a strong background and experience in credit
  • Five (5) years of supervisory/management experience.

  Preferred Qualifications

  • Master’s degree, MBA, or CFA preferred.
  • Experience and knowledge of the Farm Credit System strongly preferred.
  • Experience managing a credit team focusing on credit delivery and negotiating complex financial arrangements preferred.
  • Expert knowledge of credit, leveraged lending, and financing alternatives and complex financial structuring in a banking environment.
  • Expert knowledge of credit underwriting policies, procedures, processes, collateral valuation, and documentation.
  • Proven leadership skills with the demonstrated ability to develop, manage, and motivate associates to achieve a high level of customer service and satisfaction, and meet and/or exceed established business goals.
  • Strong business acumen, organizational, management and solutions-based problem solving skills.
  • Demonstrated decision making abilities, and proven credibility in influencing and working effectively with business unit management, senior officers and executives.
  • Strong interpersonal, negotiation and consultative skills, with the ability to work collaboratively and build and maintain successful relationships and communicate effectively with all levels of executives, internal team members, customers, and other stakeholders and partners.
  • Excellent verbal and written communication and presentation skills.
  • Knowledge of Microsoft Office applications (Word, Excel, PowerPoint, Outlook), Bloomberg, Refinitiv, PitchBook, and other relevant business applications and systems.

  Compensation Information

  • Estimated Base Salary Range: $190,000-$250,000
  • Target short-term incentive opportunity: 45%

  About CoBank

  CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.

  CoBank will not consider a work visa H1B, EAD (Employment Authorization Document or Permit) or OPT (Optional Practical Training) for this position. CoBank is an Equal Opportunity Employer. CoBank requires all newly hired associates to be fully vaccinated against COVID-19, and new hires will be asked to register their proof of vaccination. Any offer of employment will be conditioned upon an applicant supplying proof of vaccination against COVID-19; provided, however that CoBank may provide a reasonable accommodation for an applicant’s known disability or sincerely held religious belief.

• About the company

  CoBank's Value Proposition: CoBank is a financially strong, dependable, cooperative bank that provides credit and financial solutions to rural America. We are knowledgeable, responsive and committed to enhancing our capacity to deliver a superior custo...

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