Sandia Laboratory Federal Credit Union
Mortgage Outside Sales Loan Officer
This job is now closed
Job Description
- Req#: 3426468
- Assist in growing the credit union membership by self-sourcing mortgage applicants by working closely with referral partners such as Realtor, Builder, and other trade organizations.
- Interview and process mortgage loan requests by appointment, web application, phone, and walk- in. Analyze supporting documentation (e.g. purchase agreements, warranty deeds, real estate contracts, appraisals, surveys and title policies). Evaluate credit worthiness and utilize credit reports to verify accuracy of the loan application.
- Provide a superior member experience by:
- Actively listening to and assessing the needs of the member
- Explaining the features and benefits of targeted products and services
- Offering targeted solutions to meet the member’s needs
- Demonstrate proficiency of all mortgage loan products with the exclusion of construction loans.
- Educate and advise members on such matters as appropriate financial planning, policies and rates. Calculate loan payments and determine loan to value (LTV) and best means of financing. Make recommendations regarding approval/denial of loan requests.
- Strive to exceed the Credit Union’s service and sales goals through the development and maintenance of member relationships. Develop these associations further through cold calls and follow-up. Cross- sell consumer and commercial products to members when appropriate.
- Assist the Mortgage Loan Manager and Marketing Department with Select Employer Group (SEG) development.
- Maintain mutually beneficial partnerships with industry related representatives to enhance the member experience and provide for future business opportunities.
- Meet or exceed annual department origination goals as set by VP Lending and Management.
- Complete all steps required to register (and renew yearly) with the Nationwide Mortgage Licensing System and Registry (NMLS). Ensure all personal data is kept up to date with the NMLS.
- Participate in SLFCU mortgage seminars, Realtor on Duty and CU Realty functions, and other events as requested.
- Perform other duties as requested by management.
Overview:
Self-Sourced Mortgage Loan Originator who originates, reviews and evaluates mortgage loan applications and make recommendations; counsels’ members regarding appropriate financial planning and practices; makes certain that members receive superior quality of service in line with the "close and caring touch" described in SLFCU's mission statement.
Job Duties:
About the company
Sandia Laboratory Federal Credit Union provides banking services and products that meet your needs.
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