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Analyst II, Credit Risk
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Job Description
- Req#: 7590561003
Employer Industry: Financial Technology (FinTech)
Why consider this job opportunity:
- Salary up to $190,000 per year for specific U.S. states and up to $174,000 for all other U.S. states
- Opportunity for career advancement and growth within the organization
- Remote-first company, allowing flexibility to work from anywhere within the country of employment
- Comprehensive benefits package including 100% subsidized medical coverage, dental and vision for you and your dependents
- Generous stipends for technology, food, and lifestyle needs
- Employee stock purchase plan enabling you to buy shares at a discount
What to Expect (Job Responsibilities):
- Leverage experimentation and advanced data analytics to derive insights and optimize credit underwriting strategies
- Determine and optimize purchasing power to balance risk and growth while driving user engagement
- Play a pivotal role in managing risk and improving profitability through effective underwriting
- Support the launch of new products by designing and implementing credit strategies
- Collaborate with Machine Learning and Engineering teams to build effective credit risk capabilities
What is Required (Qualifications):
- 2+ years of work experience as a data analyst/data scientist, preferably in consumer credit risk management
- Extensive experience with SQL and Python, or other scripting languages; experience with Spark is a plus
- Ability to collaborate and influence across different teams in the organization
- Strong communication skills to convey findings to both technical and non-technical audiences
- Equivalent practical experience or a Bachelor's degree in a related field
How to Stand Out (Preferred Qualifications):
- Experience or knowledge of Machine Learning techniques
- A passion for finding insights in data and driving changes based on those insights
- Demonstrated intelligence and humility in professional interactions
- Grit and adaptability in handling multiple responsibilities
#FinTech #DataAnalytics #RemoteWork #CareerGrowth #CompetitiveBenefits #CreditRiskManagement
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