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Credit Analyst, Credit Risk Strategy & Analytics
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Job Description
- Req#: R20101
Employer Industry: Financial Services
Why consider this job opportunity:
- Salary up to $140,000
- Opportunity for quarterly or annual bonuses based on role and applicable plans
- Comprehensive benefits package including health, dental, and vision insurances, retirement savings plan, paid time off, and tuition reimbursement
- Dynamic work environment with opportunities for collaboration and innovation
- Chance to develop and implement cutting-edge credit risk strategies that impact customer experience and profitability
What to Expect (Job Responsibilities):
- Develop and manage credit risk decision strategies using data-driven insights across the customer lifecycle
- Perform qualitative and quantitative analysis on credit risk trends, collaborating with Operations and other teams to implement solutions
- Continuously monitor credit and collections performance and implement controls to address potential risks
- Partner with various teams to evaluate new data sources and enhance customer experience journeys
- Collaborate with internal governance teams and external regulators to ensure compliance and control
What is Required (Qualifications):
- Master's degree in a quantitative field such as Data Science, Mathematics, Computer Science, Statistics, or Business
- Minimum of 5 years of experience in Data and Analytics, with at least 3 years in Credit or Fraud risk analytics
- Strong analytical and quantitative skills with experience in using Big Data, Python/SQL, and data visualization tools
- Excellent communication skills to convey complex data issues to both technical and non-technical audiences
- Ability to prioritize and manage multiple projects in a fast-paced environment
How to Stand Out (Preferred Qualifications):
- Experience in the payments industry
- Leadership qualities that encourage collaboration and initiative prioritization
- Familiarity with risk decision engines and payment technology
- Willingness to continuously learn and build technical skills
#FinancialServices #CreditRisk #DataAnalytics #CareerGrowth #InnovativeEnvironment
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