Discover

Principal Consumer Credit Risk Specialist


PayCompetitive
LocationRiverwoods/Illinois
Employment typeFull-Time

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  • Job Description

      Req#: R45288
      Employer Industry: Digital Banking and Payments

      Why consider this job opportunity:
      - Salary up to $153,400.00
      - Opportunity for career advancement and growth within the organization
      - Comprehensive benefits package including paid parental leave, medical, dental, and vision coverage
      - Supportive and collaborative work environment focused on compliance and risk management
      - Chance to make a positive impact on consumer credit risk oversight processes

      What to Expect (Job Responsibilities):
      - Lead and execute credit risk oversight activities, including developing review scope and work plans
      - Independently analyze, assess, and monitor the credit quality of loan portfolios
      - Conduct effective challenges on credit strategies and governance frameworks
      - Perform ad hoc credit risk and asset quality analysis, presenting findings to leadership
      - Design and enhance monitoring metrics and establish early warning indicators for portfolio trends

      What is Required (Qualifications):
      - Master's degree in Statistics, Economics, Analytics, Mathematics, Engineering, or related field
      - 4+ years of experience in a quantitative discipline, or equivalent internship or research experience
      - 6+ years of relevant modeling/analytical experience, including a Bachelor's degree
      - Strong analytical skills with the ability to interpret data and present findings
      - Ability to work independently and collaboratively in a fast-paced environment

      How to Stand Out (Preferred Qualifications):
      - Ph.D. in Statistics, Economics, Analytics, Mathematics, or Engineering
      - 6+ years of experience in Statistics, Economics, Engineering, or other quantitative disciplines
      - Familiarity with credit risk management frameworks and strategies

      #DigitalBanking #CreditRiskManagement #CareerOpportunity #CompetitivePay #InclusiveWorkplace

      "We prioritize candidate privacy and champion equal-opportunity employment. Central to our mission is our partnership with companies that share this commitment. We aim to foster a fair, transparent, and secure hiring environment for all. If you encounter any employer not adhering to these principles, please bring it to our attention immediately.
      We are not the EOR (Employer of Record) for this position. Our role in this specific opportunity is to connect outstanding candidates with a top-tier employer."
  • About the company

      Discover is a credit card brand issued primarily in the United States.